Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

Overall, using Paypal has proved itself to be a user...

Overall, using Paypal has proved itself to be a user friendly, rapidly growing payment platform. Allowing users to spend safely and savvy. Reviewed on: 5th July 2026

PayPal is a very good help offering ways to pay in a...

PayPal is a very good help offering ways to pay in a very convenient ways. The services are the best for Banking in a very competitive twenty-first Century. Reviewed on: 5th July 2026

Love the three payments it takes the sting out of bu...

Love the three payments it takes the sting out of buying credit is really handy. Reviewed on: 5th July 2026

The only financial service I trust online.

The only financial service I trust online. If they don't do PayPal I don't buy! Reviewed on: 5th July 2026

PayPal credit is easy to use, manage and work in to...

PayPal credit is easy to use, manage and work in to every day life for most transactions. Reviewed on: 5th July 2026

Love em great service

Awesome user experience always available on most online shops so convenient and easy to use Reviewed on: 5th July 2026

Great service

Great service - love the app and pay in 3 option Reviewed on: 5th July 2026

Use few times to buy e - bikes been faultless...

Use few times to buy e - bikes been faultless process Reviewed on: 5th July 2026

I use PayPal if I can when shopping online

I use PayPal if I can when shopping online, as I feel confident in their security so I don't get scammed. Reviewed on: 5th July 2026

Keep informed

Easy to use and easy to track your use so you're always informed Reviewed on: 5th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub