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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,231 reviews, last reviewed 8th May 2026
2371850% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decade of Reliable and Seamless Payments I have been using PayPal⁠ for almost eight years, and my experience has consistently been excellent. I would genuinely rate the service 10 out of 10. ... Read more Reviewed on: 8th May 2026
Santosh K's avatar
Santosh K

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102231)

Exellent

5
The intetest free option is good.It easy to use Reviewed on: 16th April 2026
Margareta Tolos's avatar
Margareta Tolos

Best customer service, supportive and professional c...

5
Best customer service, supportive and professional communication Reviewed on: 16th April 2026
Yolanda A's avatar
Yolanda A

Goid service easy to apply and use

5
Goid service easy to apply and use Reviewed on: 16th April 2026
Venieva M's avatar
Venieva M

Accessible, simple and easy to manage.

5
I frequently use it for making purchases between 1 and 3 hundred, as splitting the payment just makes managing outgoing bills a lot easier. It's easily the fastest and simplest way of borrowing small amounts of money that I've found, Reviewed on: 16th April 2026
Andy N's avatar
Andy N

Excellent

5
Excellent - east to use, never had any issues, secured account, pay in 3 options, payal credit is alway handy too. Reviewed on: 16th April 2026
RH's avatar
RH

No complains

4
No complains never had any issues with it and interest rates weren’t terrible Reviewed on: 16th April 2026
Alfie N's avatar
Alfie N

Excellent and Easy to navigate

5
Experience of using PayPal has been excellent. Clear ways on how their products work. Great way to manage your money and payments. Reviewed on: 16th April 2026
Carole H's avatar
Carole H

Great service that is very easy to use.

5
Great service that is very easy to use. Reviewed on: 16th April 2026
Steven Y's avatar
Steven Y

Great service, prompt customer service

5
Great service, prompt customer service Reviewed on: 16th April 2026
aneta s's avatar
aneta s

Easy to use, very secure and gives tracking informat...

5
Easy to use, very secure and gives tracking information on products purchased. Reviewed on: 16th April 2026
Martyn B's avatar
Martyn B

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