Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

When there's an issue PayPal sorted it out very quic...

When there's an issue PayPal sorted it out very quickly. I've had issues with people trying to scam me but PayPal customer service were fantastic! Reviewed on: 5th July 2026

PayPal makes shopping online so much easier and safer.

I’ve been using PayPal for years and it has become one of those services I rely on without really thinking about it. It is simple, easy to use, and works smoothly whether I’m on my phone or my computer. I like that it is accepted by most of the sites I use, and it gives me a bit more confidence when buying online. I also find Pay in 3 very useful, and PayPal Credit has helped me spread larger purchases, especially with the 0% offers. For me, PayPal is convenient, flexible, and reliable. It makes online shopping easier, which is exactly what a payment service should do. Reviewed on: 5th July 2026

Safe, Easy and efficient to use.

Easy and efficient to use. Never have any issues and regularly updated via the app and emails. Safe secure site to use for your money Reviewed on: 5th July 2026

I like it and it's ok I would fly on a different one.

I like it and it's ok I would fly on a different one. Reviewed on: 5th July 2026

PayPal great service

Good service no problems. Been with PayPal for years highly recommend Reviewed on: 5th July 2026

Very easy to use, never had any problem and was exci...

Very easy to use, never had any problem and was excited to use again Reviewed on: 5th July 2026

Excellent PayPal credit

Great to have the option to use credit for bigger ir unexpected purchases Reviewed on: 5th July 2026

Quick and easy, no faff credit.

Quick and easy, no faff credit. Clear and straightforward rules. Generous amount with easy payments and great customer service Reviewed on: 5th July 2026

Excellent

Excellent service for me. So good. Reviewed on: 5th July 2026

Never any issues, can make things easily affordable...

Never any issues, can make things easily affordable if having a bad month I can use credit or pay in three, which helps Reviewed on: 5th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub