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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Happy with the service

4
Happy with the service provided. Reviewed on: 5th July 2026

Very good source of affordability to purchase goods...

4
Very good source of affordability to purchase goods and pay later. Reviewed on: 5th July 2026

Excellent Service

5
Always found PayPal an excellent service Reviewed on: 5th July 2026

Exceptional

5
I've had a great experience using PayPal. It's quick, easy to use, and I feel confident knowing my payments are secure. I've never had any issues with transactions, and it's made online shopping and sending money much more convenient. Overall, it's been a reliable service that I trust. Reviewed on: 5th July 2026

Great customer support

5
Great explanation so big fees and there always a phone call away to sort any issues out Reviewed on: 5th July 2026

Easy to use

5
Very easy to get credit very easy to use and very convenient to use you can use it in the high street and online easy yo use even when your not good with computers choose what you want then just go to pay and click the button so so easy. Reviewed on: 5th July 2026

Excellent provider.

5
Excellent provider. Very easy to use. Reviewed on: 5th July 2026

PayPal are open 24 hours a day and their services ve...

5
PayPal are open 24 hours a day and their services very good Reviewed on: 5th July 2026

I asked to pay 3 monthly payment but i then payed in...

2
I asked to pay 3 monthly payment but i then payed in full ut they have taken £43 out of my account i need that to be refunded and the 3 monthly payment to be cancelled please Reviewed on: 5th July 2026

Very easy to use .

5
Very easy to use . Refunds done very quickly . Reviewed on: 5th July 2026

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