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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,149 reviews, last reviewed 8th May 2026
2368000% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

easy, simple and fast, everything easy, simple and fast, everything is super understandable Reviewed on: 8th May 2026
Tomas's avatar
Tomas

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102149)

Reliable service

5
Secure and reliable service. Money sent within minutes. Reviewed on: 16th April 2026
Shennet C's avatar
Shennet C

Review of my experience with Paypal

5
Paypal is really good when you wish to send or receive money from/to family abroad. It is very safe and secure. Paypal also useful when you wish to make a purchase and can use Paypal Credit to pay over a period of time. I have found occasionally it is difficult to speak to someone when I feel there is an issue, it can take quite a bit of time to resolve. As we get older technology can become quite overwhelming. Reviewed on: 16th April 2026
Marion Henderson's avatar
Marion Henderson

PayPal has always been able to quickly resolve issue...

5
PayPal has always been able to quickly resolve issues raised against merchants. Very commendable and much appreciated. Reviewed on: 16th April 2026
Sanusi Shaiyen 's avatar
Sanusi Shaiyen

Best choice

5
Always handy,relyable. 0% working very well. Reviewed on: 16th April 2026
Zanetta's avatar
Zanetta

Very handy, easy to use and give a breathing space.

5
Very handy, easy to use and give a breathing space. If the 4 month can be extended even better. Reviewed on: 16th April 2026
Saeid M's avatar
Saeid M

It’s really good to use rather than using bank accou...

5
It’s really good to use rather than using bank accounts Reviewed on: 16th April 2026
Vinay R's avatar
Vinay R

Easy controllable credit.

4
Easy controllable credit. Easy to set up and manage. Reviewed on: 16th April 2026
Peter S's avatar
Peter S

Excellent

5
Every issue and every query in regards to refund and retailers policy PayPal has always resolved the situation and I’ve got my refund back Reviewed on: 16th April 2026
Stephen's avatar
Stephen

I use PayPal about 3 to 5 times a week.

5
I use PayPal about 3 to 5 times a week. I do a lot of Internet shopping and on some large buys I have used PayPal credit and I've never had a problem with PayPal. If I have had a problem PayPal have sorted it out evey time Thanks guys your stars Reviewed on: 16th April 2026
Kenneth F's avatar
Kenneth F

Never had a problem when paying for my goods good s...

5
Never had a problem when paying for my goods good security when paying Reviewed on: 16th April 2026
Teresa Jarrett's avatar
Teresa Jarrett

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