Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,103 reviews, last reviewed 8th May 2026
2365950% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a great experience using PayPal. I’ve had a great experience using PayPal. It’s fast, secure, and very easy to use. I feel confident making payments, and everything works smoothly eve... Read more Reviewed on: 8th May 2026
LJ's avatar
LJ

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026
Jonas younan's avatar
Jonas younan
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (102103)

Love using PayPal, gives you multiple options for pa...

5
Love using PayPal, gives you multiple options for pay for stuff online and easy for transactions Reviewed on: 16th April 2026
Paige B's avatar
Paige B

PayPal is the real deal .

5
I always get value for money,customer service is fab,am always at ease and peace of mind while using PayPal Reviewed on: 16th April 2026
SYBILL A's avatar
SYBILL A

I love the fact you can reminders to make your payme...

5
I love the fact you can reminders to make your payment when due Reviewed on: 16th April 2026
Joke 's avatar
Joke

My experience with PayPal has always been good.

5
My experience with PayPal has always been good. Straightforward and easy to use. It feels more secure than using a credit card when purchasing goods on line. Reviewed on: 16th April 2026
Lynne S's avatar
Lynne S

Great short term 0 Apr deals.

5
Great short term 0 Apr deals. Offers could be a tad longer instead of 3, 4 months Reviewed on: 16th April 2026
Kristine's avatar
Kristine

Very safe and convenient way to pay.

5
Very safe and convenient way to pay. The credit card with payment 0% over 4 months is very helpful. Also pay in 3 is what we need. Reviewed on: 16th April 2026
Luay Al khalili's avatar
Luay Al khalili

It’s handy paying big amounts off on 3 payments no %...

5
It’s handy paying big amounts off on 3 payments no % finance Reviewed on: 16th April 2026
Amanda H's avatar
Amanda H

Great way to pay, easy to use, direct debit setup ve...

5
Great way to pay, easy to use, direct debit setup very easy Reviewed on: 16th April 2026
stephen wilson's avatar
stephen wilson

The repayments can be improved upon.

4
The repayments can be improved upon.. payments take longer to get to credit card Reviewed on: 16th April 2026
Samuel D's avatar
Samuel D

Fast ,efficient,easy and added protection if somethi...

5
Fast ,efficient,easy and added protection if something is not right also allows payments to be spread out to make expensive items “affordable” Reviewed on: 16th April 2026
Mark R's avatar
Mark R

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill