Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

Always available ...

If I have a problem I can contact them directly Reviewed on: 5th July 2026

I use paypal for everything.

I use paypal for everything. I feel more protected when shopping online and have needed help a few times and paypal always gets me a positive outcome Reviewed on: 5th July 2026

Simple and easy to you and gives you protection for...

Simple and easy to you and gives you protection for your money. Reviewed on: 5th July 2026

Very high quality service and accessible but late in...

Very high quality service and accessible but late in higher credit limit Reviewed on: 5th July 2026

Used PayPal for years and never had an issue awesome...

Used PayPal for years and never had an issue awesome at all times keep it uppaypal Reviewed on: 5th July 2026

PayPal gives

PayPal are always good in giving you the option and the time to pay things off Reviewed on: 5th July 2026

Good but can be improved by bringing more value

Good but can be improved by bringing more value Reviewed on: 5th July 2026

Easy simple no fuss takes a minute or less to...

Easy simple no fuss takes a minute or less to set it up Reviewed on: 5th July 2026

It's good choice having PayPal account.

It's good choice having PayPal account. Reviewed on: 5th July 2026

Great option to pay back big finances

Great option to pay back big finances Reviewed on: 5th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub