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PayPal: PayPal Credit reviews

4.90
Based on 102,053 reviews, last reviewed 8th May 2026
2363600% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to understand and use The system is very Easy to understand and use. Reviewed on: 8th May 2026
Kelm's avatar
Kelm

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026
Jonas younan's avatar
Jonas younan

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (102053)

Pay pal is the way forward for all my life's choices...

5
Pay pal is the way forward for all my life's choices for making payments Reviewed on: 16th April 2026

I’ve used PayPal and PayPal Credit for years it’s br...

5
I’ve used PayPal and PayPal Credit for years it’s brilliant, so easy to use Reviewed on: 16th April 2026

VARY GOOD

5
Постоянно пользуюсь PayPal Credit. МНЕ НРАВИТСЯ БНЗОПАСТНОСТЬ. Reviewed on: 16th April 2026

Pushes cashback/points for everyday spending.

5
Pushes cashback/points for everyday spending. Influencers highlight 3% cashback promos and turning spending into “memories” with PayPal+ Reviewed on: 16th April 2026

Safe and easy

5
Safe and easy most I like is 4 months no interest Reviewed on: 16th April 2026

Cheapest credit card I've had .

5
Cheapest credit card I've had . 4 Months interest free on every purchase above £100 Reviewed on: 16th April 2026

Very good: I’m glad I can be of help whenever you ne...

4
Very good: I’m glad I can be of help whenever you need me. It’s a bit of a shame, though, that some stores still don't accept PayPal, which limits where I can be used. Reviewed on: 16th April 2026

Great company

5
I've been using PayPal for 20 odd years. No issues. HHad a couple of scam buys which they helped get the money back. Reviewed on: 16th April 2026

Good service and affordable monthly payment, provide...

4
Good service and affordable monthly payment, provides support Reviewed on: 16th April 2026

amazing service, everytime I had any challenges serv...

5
amazing service, everytime I had any challenges service has been perfect Reviewed on: 16th April 2026

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