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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

It's a very fabulous experience to spent money from...

It's a very fabulous experience to spent money from pay pal Reviewed on: 5th July 2026

very bad.

very bad. they keep lowering peoples credit limit Reviewed on: 5th July 2026

Always treated fairly by customer service agents.

Always treated fairly by customer service agents. I have disputes unrecognised transactions, which have been swiftly resolved. Reviewed on: 5th July 2026

Everything safe and simple.

Everything safe and simple nothing is difficult to understand Reviewed on: 5th July 2026

I’ve had a positive experience using PayPal Credit.

I’ve had a positive experience using PayPal Credit. The application process was straightforward, payments are easy to manage through the app, and the interest-free promotional offers have been helpful when making larger purchases. Statements are clear, and customer service has been responsive whenever I’ve needed assistance. Overall, it’s been a convenient and reliable way to spread the cost of purchases. Reviewed on: 5th July 2026

Always very helpful with any issues I phoned up about

Always very helpful with any issues I phoned up about Reviewed on: 5th July 2026

Good update communication

Good update and clear communication waiting for reminders Reviewed on: 5th July 2026

I have been using PayPal for many years and it’s a s...

I have been using PayPal for many years and it’s a service you can trust Reviewed on: 5th July 2026

Always had great service from Paypal

Always had great service from Paypal Reviewed on: 5th July 2026

Always willing to help.

Always willing to help.fast payments Reviewed on: 5th July 2026

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