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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101995 reviews)

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4.90

Based on 101,995 reviews, last reviewed 8th May 2026

2360750% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve been using PayPal for 20 plus years never had a... I’ve been using PayPal for 20 plus years never had a problem Reviewed on: 8th May 2026

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101995)

Flight credit and settee amd couch

Very flexible. Used interest free for 3 months for flights and also interest credit for settee and bed for son. Easy to monitor and pay off quicker Reviewed on: 16th April 2026

Very easy to use and helpful towards personal financ...

Very easy to use and helpful towards personal finance struggles Reviewed on: 16th April 2026

Excellent never had a problem

I have never had a problem using PayPal Reviewed on: 16th April 2026

PayPal Credit the easy way

I have used PayPal Credit a few times and it is easy to make a purchase, repayment goes via direct debit so nothing to remember. It is convenient and stress free. Reviewed on: 16th April 2026

Difficult to contact anybody in person out of office...

Difficult to contact anybody in person out of office hours. Reviewed on: 16th April 2026

Very helpful

Very helpful. Easy to apply. Used the credit right away. Easy payment options. Caters to your needs Reviewed on: 16th April 2026

Love paypal credit its easy affordable keep to a lim...

Love paypal credit its easy affordable keep to a limit too Reviewed on: 16th April 2026

Excellent flexibility

Excellent flexibility, cards can be saved for quick checkout and great options like pay in 3 and PayPal credit that offers 0% interest for 4 months Reviewed on: 16th April 2026

PayPal is fast and convenient and I can trust PayPal...

PayPal is fast and convenient and I can trust PayPal when making payments. Reviewed on: 16th April 2026

Easy to use, value for money.

Easy to use, value for money. Clear information Reviewed on: 16th April 2026

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