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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

I use this service a lot over many years and I can h...

I use this service a lot over many years and I can honestly say that I have only ever had a couple of small issues and they were resolved quite quickly and handled well. The staff were very helpful too !! Reviewed on: 5th July 2026

Expensive BitCoin fees

Expensive BitCoin fees, you can find much cheaper elsewhere Reviewed on: 5th July 2026

Perfecto

Amazing service, secure and easy Reviewed on: 5th July 2026

All good, always satisfying experience and easy step...

All good, always satisfying experience and easy steps forward Reviewed on: 5th July 2026

So easy to use and transfer money

So easy to use and transfer money Reviewed on: 5th July 2026

Paypal credit doesnt disappoint.

I have never had any issues with PayPal credit and makes payments more affordable. Purchases are made with ease. Reviewed on: 5th July 2026

So far my experience to PayPal was and I highly reco...

So far my experience to PayPal was and I highly recommend to anyone Reviewed on: 5th July 2026

Always easy to use and available credit.

Always easy to use and available credit. Good to know that I have a safety net. Reviewed on: 5th July 2026

Simple, straightforward and convenient

It’s always been an easy, straightforward way to spread payments over a short fixed period, at times when having a little credit and breathing space is a godsend. It’s helped me out on more than one occasion and the repayment structure is simple and clear to follow Reviewed on: 5th July 2026

Very good and helpful app making easy to use funds l...

Very good and helpful app making easy to use funds linked to hundreds of websites Reviewed on: 5th July 2026

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