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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101954 reviews)

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4.90

Based on 101,954 reviews, last reviewed 8th May 2026

2358950% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal is very easy to tu use and is have 4months 0%... Paypal is very easy to tu use and is have 4months 0% interes which is a good deal Reviewed on: 8th May 2026

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101954)

Very helpfull.

Very helpfull. Easy access to app. Just Great! Reviewed on: 16th April 2026

Very easy to apply for credit and the bonus is it’s...

Very easy to apply for credit and the bonus is it’s always there if you need it. I’ve used it a few times to help me budget and pay got a holiday. Reviewed on: 16th April 2026

PayPal experience has been great, and it made it eas...

PayPal experience has been great, and it made it easier to buy something more expensive. Reviewed on: 16th April 2026

Very good experience

Transactions are fast , I like the zero interest option, but I wish the credit amount will go higher faster. I spent years on £1200 credit limit which affect my credit score as well. Reviewed on: 16th April 2026

Easy to use everywhere

Easy to use but as with everything interest rates could be a little lower Reviewed on: 16th April 2026

Quick and easy to use love using PayPal for everything

Quick and easy to use love using PayPal for everything Reviewed on: 16th April 2026

Easy and always good to have

It was very easy being already approved. Easy to change the direct debits. Reviewed on: 16th April 2026

Fantastic to have as safe way to pay.

Fantastic to have as safe way to pay. Reviewed on: 16th April 2026

It was very easy to sign up and I had a result insta...

It was very easy to sign up and I had a result instantly! Reviewed on: 16th April 2026

Interest free for the first 3 months on purchase and...

Interest free for the first 3 months on purchase and pay in 3 Reviewed on: 16th April 2026

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