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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Faye opinion

Nice that many shops use PayPal and good payment options offered Reviewed on: 5th July 2026

Been with PayPal for years.

Been with PayPal for years. Never had a problem. Reviewed on: 5th July 2026

Very user friendly

Slick easy to use platform, clear outline of plans and timings. Useful reminders. Reviewed on: 5th July 2026

Feedback

qualified and quick answers are always available with PayPal Reviewed on: 5th July 2026

Hassle free

Best. Period. Hassle free safe banking. Reviewed on: 5th July 2026

I am finding PayPal credit a great way to keep track...

I am finding PayPal credit a great way to keep track of my payments, and I can use it anytime and anywhere on the go, Reviewed on: 5th July 2026

Easy to use, no fuss and feel secure when shopping o...

Easy to use, no fuss and feel secure when shopping on line Reviewed on: 5th July 2026

I always use PayPal for online purchases

I recently made a purchase for goods off an online store without checking the reviews of the site first. The site had terrible reviews with the majority of buyers rating it 1 star. I immediately received an email stating that my order was being processed. After a couple of weeks and numerous emails bouncing back I contacted PayPal. Within 2 days my money was refunded. I never order anything online without using PayPal Reviewed on: 5th July 2026

Excellent service

Great offers. Easy to use. Excellent service Reviewed on: 5th July 2026

Lastest changes help a lot with customer service and...

Lastest changes help a lot with customer service and app navigation Reviewed on: 5th July 2026

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