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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Interest rates are fantastic

Never had an issue, the interest rates are fantastic and I can’t complain! Reviewed on: 5th July 2026

PayPal Credit has been really easy to use.

PayPal Credit has been really easy to use. I have not encountered any issues with it, it was so easy to sign up and begin using. It has helped me so much. Reviewed on: 5th July 2026

Convenient and easy

It's easier for payments for various things, especially if you'd prefer not to use your actual card details for specific retailers. Reviewed on: 5th July 2026

Great experience

Good experience, buy and pay later. Reviewed on: 5th July 2026

So easy to sign up and get agreed.

So easy to sign up and get agreed. Reviewed on: 5th July 2026

Great app to use

It's good to use when money is short . Reviewed on: 5th July 2026

So friendly and easy to work with, leniant and fair.

So friendly and easy to work with, leniant and fair. Reviewed on: 5th July 2026

Fine, interest rates are steep on credit though

Fine, interest rates are steep on credit though Reviewed on: 5th July 2026

Easy to use and no fuss, a lot more flexible than ot...

Easy to use and no fuss, a lot more flexible than others Reviewed on: 5th July 2026

I have used paypal credit for many years very easy a...

I have used paypal credit for many years very easy and simple to use and helps a lot in difficult times Reviewed on: 5th July 2026

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