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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101848 reviews)

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4.90

Based on 101,848 reviews, last reviewed 8th May 2026

2354050% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

4 star for paypal PayPal remains my go-to for secure and fast online transactions, offering excellent peace of mind. The user-friendly interface makes sending money and... Read more Reviewed on: 8th May 2026

Latest lowest rating:

1

Very poor Customer Service When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their ... Read more Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101848)

Stops you using credit cards and spending money on i...

Stops you using credit cards and spending money on interest if you use PayPal safely. Reviewed on: 16th April 2026

Fantastic platform for making safe & secure payments

I’ve had really positive experiences using PayPal. It’s incredibly convenient for sending and receiving money, especially when dealing with international payments. The interface is straightforward, and transactions are usually quick and hassle-free. I also appreciate the added layer of security, which gives me confidence when shopping online. Overall, it’s a reliable and user-friendly platform that makes managing payments simple. Reviewed on: 16th April 2026

No 1 for ease of use and customer service.

Such simplicity of use and great customer service. Reviewed on: 16th April 2026

I’ve only had good experiences with PayPal since tak...

I’ve only had good experiences with PayPal since taking a credit card out in 2022. The customer service team are also very polite and super helpful Reviewed on: 16th April 2026

So easy to use!

So easy to use especially when money is a bit tight, you have the option to put items on PayPal. It’s been a really positive experience. Reviewed on: 16th April 2026

Just need to change the way PayPal take the money

Just need to change the way PayPal take the money Reviewed on: 16th April 2026

I have PayPal credit and I find it very useful and good

I have PayPal credit and I find it very useful and cheap. As well I find it so easy to transfer money from my account to friends or family. Reviewed on: 16th April 2026

I use PayPal regularly

I use PayPal regularly either pay in full or pay in 3 payments to help my budget. Reviewed on: 16th April 2026

I’ve had a very good experience with PayPal Credit.

I’ve had a very good experience with PayPal Credit. Everything works smoothly, payments are easy to manage, and the process is clear and convenient. I feel secure using it and would definitely recommend it. Reviewed on: 16th April 2026

In a word it helped me during my bad time.

In a word it helped me during my bad time. Reviewed on: 16th April 2026

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