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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

positive experience

I’ve had a really positive experience using PayPal Credit. The application process was quick and straightforward, and it’s been a convenient way to spread the cost of purchases when needed. The account is easy to manage through the PayPal app, payments are simple to make, and everything has worked smoothly. Overall, it’s been a reliable and flexible payment option that I’d happily recommend. Reviewed on: 5th July 2026

I’ve used PayPal for years now and know it is safe e...

I’ve used PayPal for years now and know it is safe especially the way the world is now Reviewed on: 5th July 2026

Incredibly convenient

PayPal Credit has been an incredibly convenient and reliable financing option. The application process is quick, the approval is fast, and the flexibility it offers makes managing purchases so much easier Reviewed on: 5th July 2026

Very easy to use and accessible.

Very easy to use and accessible. Amazing communication. Everything needed is easy to find and customer service are very easy to communicate with. The app is very user friendly. Never had a bad experience with PayPal. Would definitely recommend. Reviewed on: 5th July 2026

Credit increase

There is no information about requesting a increase in the credit amount, this would be useful in terms of building credit rating. Reviewed on: 5th July 2026

Convenient service with nice perks

Available for easy use on most internet retailers. Simply log in and it’s ready to go. Nice perks in terms of 0% interest on certain purchases and good consumer protection. Reviewed on: 5th July 2026

No issues everything works seamlessly, and now I get...

No issues everything works seamlessly, and now I get rewarded for spending using my PayPal debit card Reviewed on: 5th July 2026

Its easy quick and affordable and the app is availab...

Its easy quick and affordable and the app is available 24/7 with easy access Reviewed on: 5th July 2026

Good so far to date no real issues

Good so far to date no real issues Reviewed on: 5th July 2026

Great for paying things up interest free

Great for paying things up and claiming back money when problems with purchases Reviewed on: 5th July 2026

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