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PayPal: PayPal Credit reviews

4.90
Based on 101,781 reviews, last reviewed 8th May 2026
2350900% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far so good simple and easy to use So far so good simple and easy to use Reviewed on: 8th May 2026
Samantha r's avatar
Samantha r

Latest lowest rating:

1

Very poor Customer Service When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their ... Read more Reviewed on: 8th May 2026
Ralph Candlish's avatar
Ralph Candlish

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101781)

They dealt with my issue very quickly and I was kept...

4
They dealt with my issue very quickly and I was kept in formed. Reviewed on: 16th April 2026

My money is safe with them, I like to pay with PayPa...

5
My money is safe with them, I like to pay with PayPal and if no PayPal I will not make a transaction Reviewed on: 16th April 2026

Easy to use and control at your convenience

5
Easy to use and control at your convenience Reviewed on: 16th April 2026

Easy to use, great products.

5
Easy to use, great products. Love the 4months 0% interest, really helps me manage my finances Reviewed on: 16th April 2026

never a problemgreat credit experience and clear

5
never a problem and clear and detail about the statement Reviewed on: 16th April 2026

Excellent and fantastic

5
Excellent and fantastic to be honest Reviewed on: 16th April 2026

In all my experience of buying and selling ebay back...

5
In all my experience of buying and selling ebay backed by PayPal is second to non plus purchases through PayPal are piece of mind backed by their security and promise best in the industry I believe Reviewed on: 16th April 2026

Only issues I’ve ever had with PayPal

4
Only issues I’ve ever had with PayPal is when Ryan air charged me for 2 flights and the customers service was quite poor and I didn’t get my money back dispute provider substantial evidence Reviewed on: 16th April 2026

I use PayPal for the security of my payments, have b...

5
I use PayPal for the security of my payments, have been scammed a couple of times and they have always sorted the issue for me Reviewed on: 16th April 2026

Always a handy tool when you need that extra time to...

5
Always a handy tool when you need that extra time to pay for an essential item. Reviewed on: 16th April 2026

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