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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Good response from them always help to sort issues o...

4
Good response from them always help to sort issues out help with non delivery and issues that arose after purchasing Reviewed on: 5th July 2026

Easy to sort problems out doesn’t take to long to an...

5
Easy to sort problems out doesn’t take to long to answer the phone as well Reviewed on: 5th July 2026

Convenient

5
Convenient when buying online, easy to access by app with your spending figures clearly set out. Paypal credit and pay in four is also useful when buying medium cost items Reviewed on: 5th July 2026

Paypal makes me feel much safer when I pay through...

5
Paypal makes me feel much safer when I pay through them Reviewed on: 5th July 2026

Easy to use and convienient.

5
Paypal credit has always been very easy and convienient to use. Anytime I've gone to make a purchase online, or have needed to use it, it's always been quick and easy. Sometimes the balance can take a while to update, but I suppose that's just the structure of electronic payments themselves. Reviewed on: 5th July 2026

Good platform

5
Accesible and easy to use available in a lot of platforms Reviewed on: 5th July 2026

Straightforward experience, few options to choose fr...

5
Straightforward experience, few options to choose from so can consider what’s best for your circumstances, keep you up to date with payments and schedules so avoiding any missed payments Reviewed on: 5th July 2026

Helpful and friendly

5
Had to ring on a couple of occasions regarding a query and advisor's have been always helpful and friendly. Reviewed on: 5th July 2026

Amazing service, great customer care

5
Amazing service, great customer care Reviewed on: 5th July 2026

Very easy going very helpful customer service excell...

5
Very easy going very helpful customer service excellent Reviewed on: 5th July 2026

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