Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101713 reviews)

View other PayPal products

4.90

Based on 101,713 reviews, last reviewed 8th May 2026

2347850% increase in 5 star reviews

in the past 90 days

6850% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal customer service I have had very few reasons to contact PayPal customer service but when I have had to they have been incredibly helpful Reviewed on: 8th May 2026

Latest lowest rating:

1

Paypal at Bin. I need Paypal credit to do my shopping safely because of the small amount, I can't take what I need, 6 years with £200 ugly, I use other companies, Pa... Read more Reviewed on: 8th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (101713)

My PayPal account helps me with my day to day life ,...

My PayPal account helps me with my day to day life , by saving and paying bills . Reviewed on: 16th April 2026

Jason Smith

Love the pay in three option and the 0% interest on purchases paid in the allotted time. Reviewed on: 16th April 2026

Highly recommend

Very good, and easy to use with added buyer protection Reviewed on: 16th April 2026

I trust PayPal

I have used PayPal credit for many years and I love how easy it is to keep a track and ensure all payments are legitimate. I especially like the 4 months interest free option when making bigger purchases , holidays, furniture etc.. Reviewed on: 16th April 2026

Great and safe way to pay for goods

Paying through PayPal is as easy as using a regular credit or debit card, but Merchants won't see your card information so it protects your personal information. Reviewed on: 16th April 2026

Very good rate!

Very good rate! I definitely use a lot on PayPal, it’s safer and secure! Reviewed on: 16th April 2026

If you mange well it’s extra wallet great.

If you mange well it’s great. Like having a spare wallet for unexpected things Reviewed on: 16th April 2026

It is easy to use to use in paying for transactions.

It is easy to use to use in paying for transactions. Reviewed on: 16th April 2026

I love paypal

I love PayPal as it protects my purchases and PayPal credit helps me alot when I need that extra something. PayPal is always my go to method of payment Reviewed on: 16th April 2026

Customers are top priority

Paypal always have the customers needs first. They are always coming up with new ideas on how to make customers lives financially easier. They are easy to deal with, always helpful and professional while being friendly. Excellent all round service making customers top priority which is very rare these days! Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Better Off Calculator
from Policy in Practice 4.78 from 491 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 47967 reviews
Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub