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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Two thumbs up honestly

Honestly has been very handy to use both online and on some phone apps in a pinch, tied with the Klana feature for breaking payments up to three months also works very nicely to help keep my books balanced. the one time I had a fraudulent charge the folks were very nice in helping me resecure my account and get my money back so huge thumbs up on the protection side. A rather big downside for me is that i cannot schedule a day to pay with the monthly debit as i like paying everything at the begining of the month and they want it at the end sometimes right before my paycheck which has caused issues in the past, but honestly you can set a monthly calander reminder. Reviewed on: 5th July 2026

Highly recommend paypal

Excellent Customer Service, Easy to get hold of someone to speak to & easy spending Reviewed on: 5th July 2026

Never had any problems with PayPal.

Never had any problems with PayPal. They have been an excellent addition to my credit card accounts. I use my PayPal account in my mobile phone's wallet. Reviewed on: 5th July 2026

Always had good service if anything has gone wrong.

Always had good service if anything has gone wrong. Always refunded with no issues. Reviewed on: 5th July 2026

PayPal is fast, secure, and easy to use.

PayPal is fast, secure, and easy to use. Payments go through smoothly, and the buyer protection gives real peace of mind. A reliable service I use every day. Reviewed on: 5th July 2026

Love PayPal, always there for you

Love PayPal, always there for you Reviewed on: 5th July 2026

Easily access and flexibility the most appealing, as...

Easily access and flexibility the most appealing, as you can choose credit or three instalments option Reviewed on: 5th July 2026

Never let's me down.

Never let's me down. Easy to navigate and read. Reviewed on: 5th July 2026

interest-free period should be longer than four months

PayPal Credit is a very helpful option, but I believe the interest-free period should be longer than four months. Reviewed on: 5th July 2026

Positive Experience with PayPal Customer Service

My experience with PayPal customer service was positive. The representatives were polite, professional, and willing to help with my issue. They listened carefully to my concerns, explained the process clearly, and kept me informed throughout. My problem was resolved in a reasonable amount of time, and I appreciated their patience and support. Overall, I found the customer service team to be helpful and courteous. Their commitment to resolving my issue gave me confidence in using PayPal, and I appreciate the assistance they provided. Reviewed on: 5th July 2026

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