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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Good review

It is good. I would. Yes I would. Reviewed on: 5th July 2026

Flexible payment purchases

I have been using paypal credit for a few years now. I love being able to purchase items and have the flexibility to pay it off over 4 months completely free Reviewed on: 5th July 2026

Splitting payments is a great way to manage money.

Splitting payments is a great way to manage money. I dont like paying interest , so i always pay before it is added. Reviewed on: 5th July 2026

It’s always easy no stress no problems

It’s always easy no stress no problems Reviewed on: 5th July 2026

Like the fact most online retails allows you to use...

Like the fact most online retails allows you to use PayPal credit or pay in 3. Good APR rates. Easy to apply Reviewed on: 5th July 2026

So easy to use and I’m confident when using pay...

So easy to use and I’m confident when using pay pal Reviewed on: 5th July 2026

I find it good for spreading the cost of items

I find it good for spreading the cost of items Reviewed on: 5th July 2026

Paypal is easy to use and good customer service

Paypal is easy to use and good customer service Reviewed on: 5th July 2026

Simply, practice, easy, many options

Simply, practice, easy, many options Reviewed on: 5th July 2026

Excellent app and service, all the transactions abov...

Excellent app and service, all the transactions above £100 can be paid in 3 instalment, No hassles. Everything can be done through app. Reviewed on: 5th July 2026

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