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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101579 reviews)

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4.90

Based on 101,579 reviews, last reviewed 8th May 2026

2342000% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

All good, no problems at all. All good, no problems at all. Always easy and there when I need it. Reviewed on: 8th May 2026

Latest lowest rating:

1

Lost too much money with inadequate customer services Set up a 3 month 0% finance deal. PayPal cancelled the first payment meaning that I am left with a large amount to pay at the end of the deal. I raise... Read more Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101579)

Happy123

Not had many issues which is great. Been with PayPal for many years. The only thing I would say is not much on offer for long term customers. Reviewed on: 16th April 2026

PayPal is a trusted service which makes my online sh...

PayPal is a trusted service which makes my online shopping experience feel safe Reviewed on: 16th April 2026

I was scammed and was not helped.

I was scammed and was not helped. The person who sold me the items asked for them back but would not provide a return address. PayPal closed the dispute and I lost thousands of pounds. Reviewed on: 16th April 2026

My best experience is the refund policy.

My best experience is the refund policy.When i make order online and dont receive the product and I inform PayPal, they do their investigations and I get my money back in a shortest possible time. Reviewed on: 16th April 2026

Excellent experience and easy to use

Excellent experience and easy to use Reviewed on: 16th April 2026

Not to bad

Okay, but I think it is good idea to separate the credit statement from the normal account Reviewed on: 16th April 2026

Good payment service i use it all the time

Good payment service i use it all the time Reviewed on: 16th April 2026

Easy to use, very helpful when required

Easy to use, very helpful when required Reviewed on: 16th April 2026

Easy to use and very secure I use it almost every da...

Easy to use and very secure I use it almost every day because most app and payment centre take PayPal which is very convenient Reviewed on: 16th April 2026

im using pay pal from long time never...

Hi im using pay pal from long time never any issues Reviewed on: 16th April 2026

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