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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Easy to use.

Easy to use. Quick and simple. The app is straightforward and you get decent amount of time of interest free payments. Reviewed on: 5th July 2026

Paypal are great easy and simple.

Paypal are great easy and simple. My money always feels safe when checking out online. The pay in 3 and credit options really help with big purchases. They also make checking out on different websites really easy when they are there as a payment option. Reviewed on: 5th July 2026

Use frequently for multiple purchases.

Use frequently for multiple purchases. Easy to navigate and assist with issues with supplies Reviewed on: 5th July 2026

Simply the best, customer service excellent, underst...

Simply the best, customer service excellent, understanding and very helpful Reviewed on: 5th July 2026

Helps me.

Helps me. With cost of living it gives me financial space to breathe Reviewed on: 5th July 2026

Easy to use

Easy to use. Easy to put funds on. Available to use in many online stores. Reviewed on: 5th July 2026

The best service, fast and secure

The best service, fast and secure Reviewed on: 5th July 2026

PayPal Credit Card The only card you need.

Love the automatic 4 mths interest free period. Easy to make payment when you want. Accepted everywhere. Can use Apple Pay. Everything you need from a credit card. Reviewed on: 5th July 2026

Gives me peace of mind to have a back up of a small...

Gives me peace of mind to have a back up of a small amount for those unknown expenses and know you can pay it back Reviewed on: 5th July 2026

Great experience

I once forgot to pay part of my payment and someone from Paypal called me to check whether everything was okay or whether I needed help. Always offered a supportive platform for spending. Reviewed on: 5th July 2026

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