Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101511 reviews)

View other PayPal products

4.90

Based on 101,511 reviews, last reviewed 8th May 2026

2338900% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very straight forward and excellent service Very straight forward and excellent service Reviewed on: 8th May 2026

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (101511)

Very easy to use and monitor transactions.

Very easy to use and monitor transactions. Helps to spread the cost of multiple or large purchases. I love the flexibility PayPal offers. It also feels safe and is a trusted payment partner for me. I highly recommend. Reviewed on: 16th April 2026

Ease of use.

Ease of use. Interest free offers. Easy to manage account. Reviewed on: 16th April 2026

Peace of mind at its best.

A handy and secure way to purchase across the internet and on the high street. Offers peace of mind in and circumstance. Reviewed on: 16th April 2026

It makes lofe easy.

It makes life easy when dealing with any fraud. I have personal experience and it helped me to get my money back . Also for the credit available I don't have to think twice to buy anything if i have not enough in my bank account. Reviewed on: 16th April 2026

Best Payment App PERIOD!!!!

Used for years, simple, easy effective, great customer service, what more do you need??? Reviewed on: 16th April 2026

Really easy use, easy to manage,

Really easy use, easy to manage, Reviewed on: 16th April 2026

Never had any problems, always helps with any proble...

Never had any problems, always helps with any problems if I have. Sorting stuffs quick. Reviewed on: 16th April 2026

Always been easy and also paying off makes like easi...

Always been easy and also paying off makes like easier seeing it all on the app Reviewed on: 16th April 2026

Great service quick easy to use.

Great service quick easy to use. Great communication and always there when I need them Reviewed on: 16th April 2026

The convenience of using PayPal

The convenience of using PayPal is second to none, my particular favourite is the interest free payback in three months facility. That’s so useful. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 491 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 47846 reviews
Payments
from PayPal 4.91 from 3708 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub