Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,438 reviews, last reviewed 8th May 2026
2335700% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love everything about PayPal!! I love everything about PayPal. I love the pay in 3 option, and the 4 interest free option on orders over £100 on my credit card. I’m currently settin... Read more Reviewed on: 8th May 2026
Sarah W's avatar
Sarah W

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (101438)

My experience with PayPal is excellent, I will alway...

5
My experience with PayPal is excellent, I will always recommend for family and friends. Reviewed on: 16th April 2026
Olushola O's avatar
Olushola O

Paypal credit

5
Paypal credit is an excellent source of credit which I feel confident to use on line with flexible payment options Reviewed on: 16th April 2026
Bridgs's avatar
Bridgs

.Brilant Service

5
A brillant and easy service to use Reviewed on: 16th April 2026
R D's avatar
R D

I’ve found PayPal Credit incredibly easy to use for...

5
I’ve found PayPal Credit incredibly easy to use for larger purchases. The application process was quick, and managing my monthly payments through the existing app is very convenient. It’s a reliable way to spread costs without any hidden surprises. Reviewed on: 16th April 2026
Coman A's avatar
Coman A

Always been easy to use the app.

5
Always been easy to use the app. It's very easy and clear to navigate. Reviewed on: 16th April 2026
Ashleigh L's avatar
Ashleigh L

Great experience with PayPal never had a problem

5
Great experience with PayPal never had a problem Reviewed on: 16th April 2026
MAS's avatar
MAS

When using PayPal it’s been a god send it’s easy to...

5
When using PayPal it’s been a god send it’s easy to use. Reviewed on: 16th April 2026
Sam's avatar
Sam

Customer centered

5
It has been excellent soo far. Cards sent ontime and great customer experience over the phone. Even the reason for calling customer service line was resolved less than 24hours. Reviewed on: 16th April 2026
Olanrewaju S's avatar
Olanrewaju S

I am satisfied.

4
This is one of the best services Reviewed on: 16th April 2026
Jabulani N's avatar
Jabulani N

Easy to use interest rates a bit high though

4
Easy to use interest rates a bit high though Reviewed on: 16th April 2026
Craig G's avatar
Craig G

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill