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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Always easy and straight forward process

5
Always easy and straight forward process Reviewed on: 5th July 2026

I’ve used PayPal credit quite a lot over the last fe...

5
I’ve used PayPal credit quite a lot over the last few years. It’s very easy to use and I have a card which I added to my phone wallet to make purchases. Peace of mind in case of emergencies. Reviewed on: 5th July 2026

Better than an AI support.

5
When I talk to someone, they have always been polite, supportive and have resolved my issue. They have checked with me if I am satisfied and if there is anything else they need to do for me. You could not wish for a better service. Reviewed on: 5th July 2026

Great time period given to settle the credit I love...

5
Great time period given to settle the credit I love it Reviewed on: 5th July 2026

Always been very quick and easy!

5
Always been very quick and easy! Reviewed on: 5th July 2026

Easy to use great customer service.

5
Easy to use great customer service... definitely recommend Reviewed on: 5th July 2026

Hi PayPal is good because if I need to buy something...

5
Hi PayPal is good because if I need to buy something very quick I used PayPal Gredit this I the most amazing thing and always safe I like to see everywhere PayPal payment in the future thank you and best regards Konstantinos Reviewed on: 5th July 2026

Excellent service .

5
Excellent service . Make purchase so easy Reviewed on: 5th July 2026

Really easy to use, ususlly no interest for 3month,...

5
Really easy to use, ususlly no interest for 3month, accepted widely Reviewed on: 5th July 2026

No messing company easy to get a quick decision

5
No messing company easy to get a quick decision Reviewed on: 5th July 2026

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