Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

It’s very helpful for making purchases when I’m wait...

It’s very helpful for making purchases when I’m waiting on payments. Reviewed on: 5th July 2026

PayPal is very easy to use, clear, responsive and ha...

PayPal is very easy to use, clear, responsive and has always provided a great level of customer service. Reviewed on: 5th July 2026

Makes shopping easier

I loveto use PayPal for online shopping. It's so easy ,fast and secure to login , also the pay in 3 option make life so much easier. Reviewed on: 5th July 2026

Great, easy to use, never had any issues

Great, easy to use, never had any issues Reviewed on: 5th July 2026

Love the 4 month interest free, always use it for ho...

Love the 4 month interest free, always use it for hotels Reviewed on: 5th July 2026

A1 staff always helpful customer care a1

A1 staff always helpful customer care a1 Reviewed on: 5th July 2026

PayPal credit has helped me out of tight spots and I...

PayPal credit has helped me out of tight spots and I am glad it is there when I need it. It’s a good back up! Reviewed on: 5th July 2026

I was wary of using PayPal but find it easier than u...

I was wary of using PayPal but find it easier than using my credit card Reviewed on: 5th July 2026

I like the zero interest period which I use to buy m...

I like the zero interest period which I use to buy my flight tickets. Reviewed on: 5th July 2026

Fantastic, expeditious service!

Fantastic, expeditious service! Options to use debit or credit and accepted as payment method across the board. Reviewed on: 5th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub