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PayPal: PayPal Credit reviews

4.90
Based on 102,614 reviews, last reviewed 9th May 2026
2389200% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love it always great to have. Love it always great to have. Every experience is phenomenal Reviewed on: 9th May 2026
Nicole f's avatar
Nicole f

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102614)

Resolved an issue quickly when a company we had orde...

4
Resolved an issue quickly when a company we had ordered from went into administration. Reviewed on: 16th April 2026

Utterly reliable and easy to use

5
I have used PayPal for eleven years and have experienced only excellent service. I find it clear, easy to use and utterly reliable. It is my financial tool of choice when making complex payments. I would use no other transactional service. Reviewed on: 16th April 2026

Excellent service

5
It works well and meets expectations Reviewed on: 16th April 2026

Buy now and pay later when on budget

5
Really needed to buy a printer but could not make the purchase due to a budget but with the credit I could so all in all great. Reviewed on: 16th April 2026

Works for me

5
Never had an issue and always had a quick answer to queries via customer services. Can't really ask for more. Reviewed on: 16th April 2026

A great platform

5
The fact that i can spread my repayment across 4 months has helped me avoid interest fees and charges. When I first started and did not understand a thing or two, customer service was quite helpful in guiding me. It’s a fantastic and easy to use platform Reviewed on: 16th April 2026

Easy straightforward,simple to use.

5
Easy straightforward,simple to use. Reviewed on: 16th April 2026

Loved how easy & convenient PayPal is to use!

5
Loved how easy & convenient PayPal is to use! Definitely my preferred way to pay. Reviewed on: 16th April 2026

Would recommend

5
Good costumer service, and hassle free to use Reviewed on: 16th April 2026

A good hassle free service,does exactly as any high...

5
A good hassle free service,does exactly as any high street bank Reviewed on: 16th April 2026

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