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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,668 reviews, last reviewed 9th May 2026
2391750% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple Secure easy to use effectively anywhere With addition of PayPal virtual credit card, it is even simpler to use especially for Apple/Google pay. Love being able to securely protect personal b... Read more Reviewed on: 9th May 2026
Anne H's avatar
Anne H

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102668)

Easy to use and efficient paypal

5
Easy to use and efficient every time Reviewed on: 16th April 2026
Mary M's avatar
Mary M

Pay pal always there

5
Pay pal always there when purchasing and easy payment methods Reviewed on: 16th April 2026
Ged's avatar
Ged

Really easy and helpful.

4
Really easy and helpful and fast activate but 4 months is not to much, please raise it to months Reviewed on: 16th April 2026
Heydar Ali Tazarvi's avatar
Heydar Ali Tazarvi

Good experience handy service good customer bservicd

5
Good experience handy service good customers service Reviewed on: 16th April 2026
Ila Popat's avatar
Ila Popat

When ever a problem occurs they are able to sort it...

5
When ever a problem occurs they are able to sort it out Reviewed on: 16th April 2026
Anthony Rick's avatar
Anthony Rick

Easy and flexible

5
I find it gives me greater options for payment, it rewards my loyalty and it is easy to use. For bigger payments it allows me 3 months' interest free. So far this is working out very well for me. Reviewed on: 16th April 2026
Jacqueline Stringer's avatar
Jacqueline Stringer

Easy to use flexible payment methods

5
Easy to use flexible payment methods Reviewed on: 16th April 2026
Alev O's avatar
Alev O

Comfortable

5
Its very easy to use, comfortable Reviewed on: 16th April 2026
Sofia G's avatar
Sofia G

Been with paypal since 2006.

5
Been with paypal since 2006. Always had excellent support with any issues. Fantastic customer service and very good at resolving issues with other companies. Reviewed on: 16th April 2026
James C's avatar
James C

I'm able to purchase items I can only afford with 0%...

5
I'm able to purchase items I can only afford with 0% interest pay in 3 Reviewed on: 16th April 2026
Tracy R's avatar
Tracy R

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