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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

I have been reassured constantly by the professional...

I have been reassured constantly by the professional, effective and efficient service PayPal gives me, and up-to-date protection of my personal information from scammers. PayPal offers 0% interest which is extremely helpful. Reviewed on: 5th July 2026

Easy purchase and flexible payment options.

Easy purchase and flexible payment options. Reviewed on: 5th July 2026

Great service.

Easy way to pay reliable customer service. Reviewed on: 5th July 2026

Professional, and polite .

Professional, and polite . Any issues are sorted quickly. Reviewed on: 5th July 2026

I used PayPal quite a lot.

I used PayPal quite a lot. It’s cheaper than standard banks and I can track it more effectively. Reviewed on: 5th July 2026

Always kind and helpful people great service

Always kind and helpful people very easy to get help and for me as an older person to understand Reviewed on: 5th July 2026

flex and reliable

Pay pal is pretty flexible service, unfortunately some of online shops and services doesn’t accept this way of payment. Reviewed on: 5th July 2026

I don’t have to worr any more when im running out of...

I don’t have to worr any more when im running out of money Reviewed on: 5th July 2026

PayPal is so simple to use

PayPal is so simple to use and provides a range of credit facilities that make online purchases a breeze! 0% over 4 months is great as is the pay in 3 option. Reviewed on: 5th July 2026

Auto-filled out my old address on an order.

Auto-filled out my old address on an order. In the process of waiting for a refund after having parcel returned to sender Reviewed on: 5th July 2026

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