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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,709 reviews, last reviewed 9th May 2026
2393600% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just overall good experience allowing me to spend pa... Just overall good experience allowing me to spend payments and feel safe while purchasing Reviewed on: 9th May 2026
Julie O's avatar
Julie O

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102709)

Everything is in one place straightforward easy paym...

4
Everything is in one place straightforward easy payment plan Reviewed on: 16th April 2026
Al's avatar
Al

Paypals the best!

5
Easy to navigate, very helpful customer service & safest way to pay through paypal Reviewed on: 16th April 2026
Kim D's avatar
Kim D

Great shopping

5
It’s fantastic have used it for years without any problems. Great app. Secure. Use all the time shopping online. Great to spread the costs over time interest free. Reviewed on: 16th April 2026
Mr K's avatar
Mr K

Top draw financing company,

5
Never any issue with purchasing an item.If i have ever needed a problem sorting the service team are great. I have fallen prey to a few scams in my time and with Paypal it gets rectified virtually instantly Reviewed on: 16th April 2026
Dave's avatar
Dave

It's quite sustainable and very manageable

5
It's quite sustainable and very manageable Reviewed on: 16th April 2026
George A's avatar
George A

I have had a good experience using PayPal Credit.

5
I have had a good experience using PayPal Credit. It is easy to manage payments and gives flexibility when needed. The app is simple to use and I can keep track of my spending clearly. Overall, it has been reliable and helpful. Reviewed on: 16th April 2026
Darboe's avatar
Darboe

Great service and great flexible environment to mana...

5
Great service and great flexible environment to manage your money! Reviewed on: 16th April 2026
Bernie 's avatar
Bernie

Extremely user-friendly, and good value.

5
Extremely user-friendly, and good value. I would recommend this. Reviewed on: 16th April 2026
Mrs W's avatar
Mrs W

Very easy to use and very helpful

5
Very easy to use and very helpful Reviewed on: 16th April 2026
Evija's avatar
Evija

Easy way to way !

5
Easy way to way ! Spreads the cost at % interest for 4 months ! In this day an age - a god send ! Thank you PayPal x Reviewed on: 16th April 2026
Sandra 's avatar
Sandra

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