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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Obsessed with PayPal and use it for all things on an...

5
Obsessed with PayPal and use it for all things on an almost daily basis.Safe, reliable and easy to use!!! Reviewed on: 5th July 2026

they protect you...always someone to help

5
Always someone to talk to and they protect your purchase in case of issues like non delivery or faulty and retailers won’t sort it - excellent service Reviewed on: 5th July 2026

Always there if there is a problem

5
Always there if there is a problem Reviewed on: 5th July 2026

Amazing experience really helped in my holidays and...

5
Amazing experience really helped in my holidays and safe to make payments. Reviewed on: 5th July 2026

My experience with PayPal has been so seamless, don’...

5
My experience with PayPal has been so seamless, don’t know how I’d cope without it ! Such a security blanket Reviewed on: 5th July 2026

It's here and there when you need it like emergency...

5
It's here and there when you need it like emergency hero it's a miracle Reviewed on: 5th July 2026

Excellent customer care, easy to navigate, Terms an...

5
Excellent customer care, easy to navigate, Terms and Conditions easy to understand Reviewed on: 5th July 2026

Paypal is the best

5
Paypal values their customers and they is a bonus as well for old customers and new customers Reviewed on: 5th July 2026

It is a great way of payment and always save me in t...

5
It is a great way of payment and always save me in the last minute holiday or flight booking. Reviewed on: 5th July 2026

Interest free loan

5
You allow us to pay for something and have several months to pay it off interest free Reviewed on: 5th July 2026

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