Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

Protection for online payments,...

Paypal is mt favourite way to make online payments, especially when I'm uncertain about a new shop. Due to buyer protection, I can purchase in confidence. Reviewed on: 5th July 2026

Was easy to use very streamlined and efficient

Was easy to use very streamlined and efficient Reviewed on: 5th July 2026

I have been using PayPal years now and it...

I have been using PayPal credit for years now and it's really an excellent service for spreading your payments interest free Reviewed on: 5th July 2026

PayPal is a great app

it's a great app easy to use and very handy if i see anything I like i can purchase then and there Reviewed on: 5th July 2026

Better than other lenders

Simple, fast and very very useful, Reviewed on: 5th July 2026

Paypal gives me reassurance

I use paypal alot for security reasons when paying for items. Great for paying privately easy to transfer money. I have paypal credit for larger items and able to pay off over time with interest free options. Customer service great and quick support for refunds. Reviewed on: 5th July 2026

Easy and simple too use!

Easy and simple too use! Never has a bad experience and if I’ve needed help it’s been provided brilliantly and quickly Reviewed on: 5th July 2026

Always ready to step up when you need it.

Always ready to step up when you need it. Reviewed on: 5th July 2026

Very easy and clear to use.

Very easy and clear to use. All details are easily accessible and terms clear. Reviewed on: 5th July 2026

Great customer service

When I had a problem I was able to speak to someone very easily. My favourite service is pay in 3. Reviewed on: 5th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub