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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102852 reviews)

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4.90

Based on 102,852 reviews, last reviewed 9th May 2026

2400050% increase in 5 star reviews

in the past 90 days

7000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

One stop financial shop I always ever just did any financials through a bank institution. Then I found PayPal when as a single working mum had to prioritise on a budget! PayP... Read more Reviewed on: 9th May 2026

Latest lowest rating:

1

Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102852)

Generally easy to use

PayPal is generally easy to use and provides good options for payments. I would like to see it easier to change details though as I have changed my name my deedpoll but cannot select this to change my name legally. Reviewed on: 16th April 2026

Just works.

Just works. They offer a wide range of services including credit and 0% installements. Were quick to answer my query last year. Reviewed on: 16th April 2026

Best payment system and low interest rate

Best payment system and low interest rate Reviewed on: 16th April 2026

Flexible payment options.

It’s a great facility that enables multiple payment option and financial flexibility. Reviewed on: 16th April 2026

I GOT. RIPPED OFF

i bought a vacuum cleaner and didn't receive it I told Paypal about it and it was a waist of time they believed the seller and i lost £30 odd pounds and I don't trust PayPal anymore Reviewed on: 16th April 2026

It's all been wonderful

Since I started using PayPal never been worried about anything, customer Care to services render, platform easy to use . Reviewed on: 16th April 2026

I experienced nexpected payment confused about pay...

I experienced unexpected payment confused about pay in 3 or pay later type things Reviewed on: 16th April 2026

Generally speaking they are very safe to use,I find...

Generally speaking they are very safe to use,I find they give me peace of mind when I need to make online purchases because I know they would help sort out any problems if they arise Reviewed on: 16th April 2026

I always use PayPal when I buy online.

I always use PayPal when I buy online. I feel a lot safer using this method of payment plus having several accounts linked to it, paying is some much easier Reviewed on: 16th April 2026

PayPal credit works well

PayPal credit offers an easy and flexible way to purchase larger value items you wish to buy by spreading the cost over a short period of time. Reviewed on: 16th April 2026

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