Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

Simple access to funds when needed, PayPal delivers!

Simple access to funds when needed, PayPal delivers! Reviewed on: 5th July 2026

Efficient and Effective.

Never had an issue with PayPal. Always very effective and efficient whenever there has been a problem with sellers/company's. Reviewed on: 5th July 2026

payment system flexibility

Easy payment. Payment system is well structured and flexible Reviewed on: 5th July 2026

Convenient

If I’ve ever had a problem they are very quick to sort it out. Easy to use and convenient Reviewed on: 5th July 2026

Paypal credit allows me to have higher end purchases...

Paypal credit allows me to have higher end purchases paid over time interest free . My purchases are also protected by PayPal making it easier if there was ever a problem, I can also collect ponts whilst purchasing goods. Would highly recommend PayPal. Reviewed on: 5th July 2026

Always easy to use!

Always easy to use, the app is great. Love the 4 months interest free. Reviewed on: 5th July 2026

Completely easy to use.

Completely easy to use. Peace of mind its secure from fraudsters. App is eaay to navigate and can see instantly my account and money transfered is fast. Keep doing what youre doing. Reviewed on: 5th July 2026

It’s so convenient and user friendly

It’s so convenient and user friendly Reviewed on: 5th July 2026

Very easy to set up and use.

Very easy to set up and use. Easy to sign in and follow Reviewed on: 5th July 2026

I've had issues with getting refunds.

I've had issues with getting refunds. The app can be complicated when negotiating issues. On the other hand it's safe and secure. Reviewed on: 5th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub