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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Excellent work

Excellent work and have great experience Reviewed on: 5th July 2026

I always use PayPal credit

I always use PayPal credit because it's safe, quick, easy and love the fact it's 0% for 4 months or have the option to split over 3 automatic payments taken over 3 months Reviewed on: 5th July 2026

I have no issues with PayPal credit.

I have no issues with PayPal credit. It’s easy to use and you receive updates all the time. Reviewed on: 5th July 2026

Great Help

I was able to get my children a bunk bed when I had no other way of doing so. I was able to pay back everything before any interest was accrued. Reviewed on: 5th July 2026

Best services

PayPal has always been fast, secure, and easy to use. My transactions have been smooth, and I’ve had a great overall experience. Highly recommended! Reviewed on: 5th July 2026

Great aervice

I've had a great experience using PayPal. It's incredibly easy and convenient to use, whether I'm shopping online or making payments. The interest rates are competitive, and I really love the Pay in 3 option—it makes managing larger purchases so much easier without added stress. The new PayPal card is also a fantastic addition, making it even more convenient to use my PayPal balance when shopping in stores. Overall, it's a reliable, flexible, and user-friendly service that I highly recommend. Reviewed on: 5th July 2026

PPC easy and safe to use

PPC is easy to use payments are over several months no interest if paid regularly and I feel it’s safe . can see at a glance what’s owed etc . Refunds are quickly visible Reviewed on: 5th July 2026

Every time ,I have had a problem which is extremely...

Every time ,I have had a problem which is extremely rare it has been solved promptly and efficiently. Reviewed on: 5th July 2026

Not very user friendly.

I find the PayPal experience in terms of checking transactions and balances quite confusing, not user friendly. It needs to be less cluttered and easier to navigate. Reviewed on: 5th July 2026

Safe, Quick & Easy

Easy to send and receive money, quick and no fees. I feel safe sending mi ey through PayPal Reviewed on: 5th July 2026

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