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PayPal: PayPal Credit reviews

4.90
Based on 102,934 reviews, last reviewed 9th May 2026
2403800% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very simple and quick application Very simple and quick application Reviewed on: 9th May 2026
Chee L's avatar
Chee L

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102934)

Years of support and encouragement many thanks

5
Years of support and encouragement many thanks Reviewed on: 16th April 2026

I am rather happy to use PayPal.

5
I am rather happy to use PayPal. I wish I could have an instalment option for everything:) Reviewed on: 16th April 2026

My experience with paypal has been very positive the...

4
My experience with paypal has been very positive the only downside I found is when we need to speak with someone from paypal is not the best communication system. Reviewed on: 16th April 2026

Excellent

5
Totally excellent 100 per cent satisfaction Reviewed on: 16th April 2026

Reliable

5
Easy app to navigate comprehensive and reliable Reviewed on: 16th April 2026

Excellent and amazing offers, especially 4month 0%.

5
Excellent and amazing offers, especially 4month 0%.Offers . Reviewed on: 16th April 2026

Customer service

5
A company that’s easy to deal with and has fantastic customer service Reviewed on: 16th April 2026

The staff supported me promptly and my situation was...

4
The staff supported me promptly and my situation was resolved quickly Reviewed on: 16th April 2026

Hope the standard carries on so high

5
So far very pleased with PayPal. So far the standard of service has been very good. Hope it continues Reviewed on: 16th April 2026

Always have had a good experience when using paypal...

5
Always have had a good experience when using paypal credit & for payments. If I've had an issue it has been dealt with in a speedy, professional manner. I would recommend PayPal for service & peace of mind. Reviewed on: 16th April 2026

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