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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Pay pal is easy to make payment and spreads the cost...

Pay pal is easy to make payment and spreads the cost it brilllient Reviewed on: 5th July 2026

Customer Good service really good

Good service customer easy use bbb Reviewed on: 5th July 2026

PayPal credit woo hooo

Very easy forms/questions applied after being told about PayPal credit would most definitely recommend them to anyone Reviewed on: 5th July 2026

Easy to use can be used in more places and make s yo...

Easy to use can be used in more places and make s you feel comfortable Reviewed on: 5th July 2026

Always a quick decision, making the buying process s...

Always a quick decision, making the buying process so much faster Reviewed on: 5th July 2026

PayPal is easy to use and a handy way of making paym...

PayPal is easy to use and a handy way of making payments or transferring money. The finance options are great for interest free ways of spreading the cost. I would happily continue using PayPal for my purchases. I haven’t explored their new rewards scheme yet but it seems ok. Reviewed on: 5th July 2026

I have account long so happy overall

I have account long so happy overall Reviewed on: 5th July 2026

App is easy to use and when I’ve needed to speak to...

App is easy to use and when I’ve needed to speak to someone they’ve always been very polite and helpful. Reviewed on: 5th July 2026

Simply , the best

Is the best . I use PayPal for many years and i am very happy with it . Reviewed on: 5th July 2026

Easy and manageable payments

Paying in 3 is ideal for my needs. Easy and manageable. Reviewed on: 5th July 2026

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