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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,970 reviews, last reviewed 9th May 2026
2405550% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always been a smooth experience and a trusted service. Always been a smooth experience and a trusted service. Reviewed on: 9th May 2026
Jonathan 's avatar
Jonathan

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102970)

Easy to apply, straightforward to use easy and quick...

5
Easy to apply, straightforward to use easy and quick to make transactions Reviewed on: 16th April 2026
RW's avatar
RW

This service is very easy to use and is very informa...

5
This service is very easy to use and is very informative Reviewed on: 16th April 2026
Ben B's avatar
Ben B

Easy to use

4
Dispute with payment wasn’t easy to resolve but overall easy to use method of payment with good protection Reviewed on: 16th April 2026
Sophie C's avatar
Sophie C

Everything is explained in detail.

5
Everything is explained in detail. Everything easier to understand on the app too. Keeps me informed when direct debit is coming out and when statement is ready. Very happy Reviewed on: 16th April 2026
Katie's avatar
Katie

Quick, easy and convenieway pay online with extra...

5
Quick, easy and convenient way pay online with extra security Reviewed on: 16th April 2026
Lorraine R's avatar
Lorraine R

Its easy to use and the interest is not high...

5
Its easy to use and the interest is not high Reviewed on: 16th April 2026
Sandra T's avatar
Sandra T

Good experience.

5
Good experience. I would like to share to my friend and family Reviewed on: 16th April 2026
Shamimul 's avatar
Shamimul

PayPal and the customer experience

5
PayPal offer an excellent on-line financial experience that is, to my mind second to none. You can transfer money between friends, take time to pay for goods with no interest for the first month's, pay without handing over your card details to anyone else, ensure your payment is protected if anything goes wrong and they're an advocate for you if something does go wrong. Can't recommend them highly enough. Reviewed on: 16th April 2026
Sylvia H's avatar
Sylvia H

Easy to use and very helpful

5
I’ve had a great experience using PayPal Credit. It makes managing payments much easier, especially when I need a bit of flexibility. The application was quick and straightforward, and I was able to start using it immediately. I really like how smoothly it works with PayPal purchases, and having the option to spread payments gives me better control over my finances. Everything is clearly shown in the app, and I find it easy to keep track of what I owe and when payments are due. Overall, it’s a very useful and reliable service that I would definitely recommend. Reviewed on: 16th April 2026
Vitali C's avatar
Vitali C

Paypal Credit is the 4th Emergency Service

5
Paypal Credit is always there for sudden emergencies, easy to use and readily available. Reviewed on: 16th April 2026
NannaB's avatar
NannaB

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