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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Excellent service -refunds for fraudulent use

Excellent service -refunds for fraudulent use Reviewed on: 5th July 2026

Buying stuff

It’s fast and easy to use plus you have the back of paypal Reviewed on: 5th July 2026

Really easy to access and use and communication is p...

Really easy to access and use and communication is perfect Reviewed on: 5th July 2026

I like that PayPal has different type of payment met...

I like that PayPal has different type of payment methods offering different types of financing and payment options. Its like a one stop payment service for me. Reviewed on: 5th July 2026

My preferred Credit option

The App is very easy to use, reminders sent out early to make payment on time. Reviewed on: 5th July 2026

I never have any problems using PayPal

I never have any problems using PayPal this is a great app Reviewed on: 5th July 2026

Excellent, Because you gave us a finance without any...

Excellent, Because you gave us a finance without any interest. Reviewed on: 5th July 2026

Last timei bought i phone 17 pro from curry’s Leices...

Last timei bought i phone 17 pro from curry’s Leicester i not need flex pay for interest free instalment Reviewed on: 5th July 2026

PayPal is clear and easy to use.

PayPal is clear and easy to use. I have no issues tracking what is on there to ensure I stay interest free. Reviewed on: 5th July 2026

I like the ease to pay and 0% interest

I like the ease to pay. PayPal is on a lot of websites as a payment option. PayPal credit is great because you can get 0% interest in the first 4 months after purchasing something that if above £100.00. When, PayPal credit is not an option, you can use a PayPal credit card bto purchase something instead which is linked to your PayPal credit account. Reviewed on: 5th July 2026

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