Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

A Payment Service I Can Always Count On

5
I’ve been using PayPal for a while now, and it’s become my go-to payment method. It’s incredibly easy to use, and every transaction I’ve made has been quick, smooth, and hassle-free. I really appreciate the peace of mind that comes with knowing my financial information is protected. I’ve also had a positive experience with their customer support whenever I’ve needed assistance. They were responsive, helpful, and made the process simple. Overall, PayPal has earned my trust, and I wouldn’t hesitate to recommend it to anyone looking for a safe, reliable, and convenient way to send money or shop online. Reviewed on: 5th July 2026

PayPal service

5
Always been a professional service with no hassle Reviewed on: 5th July 2026

Very easy to use with very good account and purchase...

5
Very easy to use with very good account and purchase security, Reviewed on: 5th July 2026

Reliable, and good value for money.

5
Reliable, and good value for money. Reviewed on: 5th July 2026

Secure safe way to pay for goods

5
Secure safe way to pay for goods Reviewed on: 5th July 2026

Fantastic service

5
Just fantastic service makes life alot easier the service provided is top draw Reviewed on: 5th July 2026

Excellent, no problem i’ve experienced

5
Excellent, no problem. I’ve been recieving point aswell using Paypal. Reviewed on: 5th July 2026

poor communication on recent chargeback

4
poor communication on recent chargeback Reviewed on: 5th July 2026

Really very good service

5
Never had any Problems a really great safe and secure service Reviewed on: 5th July 2026

Communication over issues could be better

4
Mostly my experience has been positive although there have been two occasions where I had queries about my account. I spoke to someone and the query was handed to a back office team who I was unable to speak to. I was not kept updated and only knew what the resolution was when I noticed a change had been made on my account. Reviewed on: 5th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101291 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products