Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103035 reviews)

View other PayPal products

4.90

Based on 103,035 reviews, last reviewed 9th May 2026

2408550% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use and tracking is very easy as well... Easy to use and tracking is very easy as well Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (103035)

Top site

Brilliant payment service, fast, secure and friendly. I have used for 3 years with no problems and effective payments and plans successfully completed. I could not ask for more from the company and the pay in 3 is great way to spread interest free payments. Reviewed on: 16th April 2026

Fast service, easy to use.

Fast service, easy to use. PayPal is very easy to use and helps stagger payments for goods and services. Reviewed on: 16th April 2026

I always have an excellent experience with PayPal.

I always have an excellent experience with PayPal. All issues have been promptly solved. Highly recommended. Reviewed on: 16th April 2026

a little brilliant card

very easy to use ,have had no bad experiences and it is great to be able to view your account at any time. Reviewed on: 16th April 2026

The only time I had a problem they sorted it quickly.

The only time I had a problem they sorted it quickly. It's fast. They tell you if your approved or not for pay in 3. The app is great l. Tells you a lot of information like when things are due, how many payments are left on promotion items. Reviewed on: 16th April 2026

All Good.

All Good. No Problems. Great costomer service. Very helpfull Reviewed on: 16th April 2026

PayPal Credit: A genuinely useful financial tool

I've been using PayPal Credit for a while now and honestly it's one of those things I didn't realise I needed until I had it. The application process was quick and straightforward, and it integrated seamlessly with my existing PayPal account. There are no extra apps or logins to juggle. The 0% interest offer on purchases over a certain amount is a brilliant feature. It gives you real breathing room to spread the cost of bigger purchases without getting stung by interest, as long as you keep on top of repayments, which the app makes easy to track. What I really appreciate is the flexibility. Whether it's an unexpected expense or something I've been planning, having PayPal Credit available means I'm not caught short. Managing the account is simple; repayments are clear, statements are easy to read, and everything is accessible in one place through the PayPal app. No fuss, no confusion. Overall, PayPal Credit has been a really positive experience. It's a smart, flexible option for anyone who wants a bit of financial breathing space without the complications of a traditional credit card. Would highly recommend. Reviewed on: 16th April 2026

Handy app for transactions Accepted in most online...

Handy app for transactions Accepted in most online store's Reviewed on: 16th April 2026

JusSimply the best.

Just the ease with which PayPal work , seamless. Reviewed on: 16th April 2026

Very good customer service and helpful no complaints...

Very good customer service and helpful no complaints about it. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Payments
from PayPal 4.91 from 3709 reviews
Very Account
from Shop Direct 4.37 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48639 reviews
Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub