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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Everything is right there, whatever you need to know...

5
Everything is right there, whatever you need to know it’s very simple and easy to understand. It’s smart the way you can see what you owe and your payments. Your account is very secure and safe to use online. Cannot fault it excellent keep up the good work. Reviewed on: 5th July 2026

I have been using PayPal for a while now and I like...

4
I have been using PayPal for a while now and I like the experience.I can use it anytime any day.Never experienced network or App challenges Reviewed on: 5th July 2026

Perfect service and communication

5
Perfect service and communication Reviewed on: 5th July 2026

It helped me out with small purchases and I like the...

4
It helped me out with small purchases and I like the no interest with purchases over £99 Reviewed on: 5th July 2026

Easy to use, with different options...

5
PayPal credit is easy to use, with different options to suit different situations (full credit or pay in 3 plans). Once in a plan, communication is excellent to let you know when and how payments will be taken so you can stay on top of your finances easily. Statements for the credit account are clear and easy to interpret making it so easy to manage. Reviewed on: 5th July 2026

Easy quick, and available in nearly every store or o...

5
Easy quick, and available in nearly every store or outlet. Great app and customer service. What more could you ask for….. Reviewed on: 5th July 2026

PayPal Rules.

5
I always feel safe when using PayPal. I know that if, or when as it is these days, I get scammed I know PayPal has my back. Reviewed on: 5th July 2026

Great service & convenient options to pay.

5
Great service & convenient options to pay. Reviewed on: 5th July 2026

Love everything from the user interface to how easy...

5
Love everything from the user interface to how easy managing my finances is. Reviewed on: 5th July 2026

Saved me many times in difficult times

5
Saved me many times in difficult times Reviewed on: 5th July 2026

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