Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

East, simple and safe.

East, simple and safe. The best way to describe PayPal. Fast and efficient service to better those financial institutions. Reviewed on: 5th July 2026

Always reachable, money always available and reliabl...

Always reachable, money always available and reliable service the credit card provide Reviewed on: 5th July 2026

Very excellent service from Paypal

Very excellent service from Paypal Reviewed on: 5th July 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. It’s been a convenient and flexible way to spread the cost of larger purchases, and the application process was straightforward. I find it easy to manage my account, make payments, and keep track of my balance. It’s a service I’ve found reliable and helpful, and I’d happily recommend it to anyone looking for a trusted retail finance provider. Reviewed on: 5th July 2026

Easy to manage each purchase repayment

I love how each specific purchase is managed with repayment periods. So convenient when using PayPal on sellers sites, having the ability to each select standard payment via bank or use the credit function. Reviewed on: 5th July 2026

Ease of mind for security of payments.

Ease of mind for security of payments. There are interest free options but downside apr is high if not paid within set time Reviewed on: 5th July 2026

I really love using PayPal when I do payments.

I really love using PayPal when I do payments as is safe and they have even the option to pay in 3 times or I can even use the PayPal credit card. PayPal is one of the best payment method that I have ever used. Reviewed on: 5th July 2026

Its an amazing service.

Its an amazing service.I always feel safe knowing I can pay with PayPal Reviewed on: 5th July 2026

Easy to use and very efficient.

Easy to use and very efficient. I use PayPal a lot for orders and purchases Reviewed on: 5th July 2026

Absolute a pleasure, no hassle, no problems at all

Absolute a pleasure, no hassle, no problems at all Reviewed on: 5th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub