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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,081 reviews, last reviewed 9th May 2026
2410650% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is now my main Credit Card. Easy to use and 0% interest rate for 3 months in most of my purchases. It's a no-brainer. Debit and Credit card available on my phone wallet is also a... Read more Reviewed on: 9th May 2026
Bernardo Borghetti's avatar
Bernardo Borghetti

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103081)

Easy to apply and use, fats payments, rewards when s...

5
Easy to apply and use, fats payments, rewards when spending that can be used to purchase products services or towards balance, ability to use at many retailers. Reviewed on: 16th April 2026
HC's avatar
HC

Great simple transaction and payment services

5
Great simple transaction and payment services Reviewed on: 16th April 2026
Gavin A's avatar
Gavin A

Been with PayPal for 20 years now.

5
Been with PayPal for 20 years now. The best thing is that there are no hidden fee or charges. Even after years of inactivity they have been retaining my account and the money I had in the account. Reviewed on: 16th April 2026
Rashid's avatar
Rashid

Trusted and secure and always helpful.

5
Trusted and secure and always helpful. Reviewed on: 16th April 2026
Revemup's avatar
Revemup

Easy to Use , Very Useful , Safe Transactions

5
Easy to Use , Very Useful , Safe Transactions Reviewed on: 16th April 2026
Kenny F's avatar
Kenny F

Very flexible and reliable, I strongly recommend paypal

5
Very flexible and reliable, I strongly recommend paypal Reviewed on: 16th April 2026
antonello L's avatar
antonello L

Great service that keeps improving!

5
I have been using PayPal for almost 20 years. Always secure, reliable and the customer services are second to none. Great service that keeps improving! Reviewed on: 16th April 2026
Simina C's avatar
Simina C

Never had any issues with transactions and with the...

5
Never had any issues with transactions and with the peace of mind that any sales are protected by pay pal money back. Reviewed on: 16th April 2026
David L's avatar
David L

Perfect!

5
Great all around service. Many thanks Reviewed on: 16th April 2026
Sean R's avatar
Sean R

I am using PayPal for many years now and I have to t...

5
I am using PayPal for many years now and I have to tell you it’s the best customer service experience I ever had, in the past years I’ve purchase an item on eBay cost over £800 and I did not receive the item then I phone Pay PayPal And report the dispute PayPal was quick to act and un repay back the money to my account so far that reason I’ll give five stars. Reviewed on: 16th April 2026
Delroy C's avatar
Delroy C

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