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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Brilliant in every way and verry easy insruchions on...

5
Brilliant in every way and verry easy insruchions on how to use paypal Reviewed on: 5th July 2026

PayPal is a necessity!!!

5
I have been a,PayPal user for a long time and use it whenever it is available at any retailer. PayPal really is the way to pay Reviewed on: 5th July 2026

Amazing !!!

5
They are overall very fair and supportive and customer service is top notch Reviewed on: 5th July 2026

User friendly interest free short term credit.

5
Easy to use. Value for money and incentives to pay back to have interest free credit thus not building up large debt. Reviewed on: 5th July 2026

It’s easy to buy things and to pay, not at all compl...

5
It’s easy to buy things and to pay, not at all complicated. Reviewed on: 5th July 2026

Paypal is give me the best service

5
Paypal is give me the best service Reviewed on: 5th July 2026

Quick easy hassle free service.

5
Quick easy hassle free service.. everything I needed all at the touch of a button. Reviewed on: 5th July 2026

No problems, all transactions have been clear and ac...

5
No problems, all transactions have been clear and accurate . Reviewed on: 5th July 2026

Easy to use and secure

4
It’s easy to pay with and more secure as you don’t need to imput card details to websites. Reviewed on: 5th July 2026

PayPal doesn't protect your payments like banks.

3
PayPal doesn't protect your payments like banks. If seller is cheating for example instead physical product selling you digital one but advertising product as physical one it is impossible to get your money back like with bank you get your money back straight away Reviewed on: 5th July 2026

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