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PayPal: PayPal Credit reviews

4.90
Based on 103,111 reviews, last reviewed 10th May 2026
2411950% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use paypal all the time I use paypal all the time, mainly for online purchases using my bank card and with paypal credit and it has never let down in anyway, and it is always... Read more Reviewed on: 10th May 2026
Alan L's avatar
Alan L

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103111)

Very good and great customer Sevice all the time

5
Very good and great customer Sevice all the time Reviewed on: 16th April 2026

Easy to use and make more expensive purchases easy t...

5
Easy to use and make more expensive purchases easy to achieve. Reviewed on: 16th April 2026

I’ve had no problems at all safe and easy to pay for...

5
I’ve had no problems at all safe and easy to pay for goods or send money to friends Reviewed on: 16th April 2026

I m enjoying it

5
Just startbusing it, its good that its hide my bank detail and one shop from payment to tracking the delivery Reviewed on: 16th April 2026

Very easy to apply for, quickly dealt with, very eff...

5
Very easy to apply for, quickly dealt with, very efficient and professional service Reviewed on: 16th April 2026

PayPal credit

5
PayPal credit can be used once approved on your phone and in shops. It is an easier way to manage your account/PayPal from the app. You also get to earn more points with PayPal than a regular account, Reviewed on: 16th April 2026

Have been using PayPal for 15years.

5
Have been using PayPal for 15years. It only gotten better over the years Reviewed on: 16th April 2026

A very useful facility

5
PayPal Credit has been very helpful in spreading the cost of a large purchase. Interest free with good communication from PayPal. Reviewed on: 16th April 2026

Makes payments easy and allows me to buy stuff in in...

5
Makes payments easy and allows me to buy stuff in installments. I mostly use the pay in 3 which dont notice comming out over that period Reviewed on: 16th April 2026

Very useful, safe and an excellent communication ski...

5
Very useful, safe and an excellent communication skills, I feel comfortable paying using pay pal Reviewed on: 16th April 2026

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