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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Good Service

Good and easy good good good good Reviewed on: 5th July 2026

Sooo practical

Split payments without any credit interest is a go for Reviewed on: 5th July 2026

Over 10 years and counting

Have been with PayPal for over ten years ,and it's been really helpful to me in purchasing and paying for item and holidays , Reviewed on: 5th July 2026

Didn’t have any issue with PayPal so far

Didn’t have any issue with PayPal so far Reviewed on: 5th July 2026

I always use paypal as my trusted payment source

I always use paypal as my trusted payment source Reviewed on: 5th July 2026

More than 10

More than 10!years I’m using PayPal making payments fabulous out standing service Reviewed on: 5th July 2026

I’ve found it very useful, especially as I can add i...

I’ve found it very useful, especially as I can add it to my Apple wallet Reviewed on: 5th July 2026

Far from home woes made easier.

For years I have been relying on PayPal credit to finance my trips from Botswana to my homeland of the UK. Although I live in Botswana my heart and family are back home. Without the opportunity of credit I would not have been able, for example, to attend my mother’s funeral last December. Its a relaxed and strangely friendly way to borrow. Reviewed on: 5th July 2026

Am very happy with paypal it very flexible for me...

Am very happy with paypal it very flexible for me Reviewed on: 5th July 2026

Reliable

Always happy with results. I can rely on what PayPal can offer me to reach satisfaction Reviewed on: 5th July 2026

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