Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103126 reviews)

View other PayPal products

4.90

Based on 103,126 reviews, last reviewed 10th May 2026

2412600% increase in 5 star reviews

in the past 90 days

7100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always outstanding, I used PP many years and good se... Always outstanding, I used PP many years and good service all the time Reviewed on: 10th May 2026

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (103126)

Easy to use, and very reliable.

Easy to use, and very reliable. The app also user friendly Reviewed on: 16th April 2026

PayPal credit is simple to use and easy to see what...

PayPal credit is simple to use and easy to see what is owed. Reviewed on: 16th April 2026

Never had any issues, and good customer service

Never had any issues, and good customer service Reviewed on: 16th April 2026

I find PayPal easy to use.

I find PayPal easy to use. Pay in three is an excellent way of paying for more expensive items. Reviewed on: 16th April 2026

Very easy to use both commercially and between frien...

Very easy to use both commercially and between friends and family. Reviewed on: 16th April 2026

Very good and great customer Sevice all the time

Very good and great customer Sevice all the time Reviewed on: 16th April 2026

Easy to use and make more expensive purchases easy t...

Easy to use and make more expensive purchases easy to achieve. Reviewed on: 16th April 2026

I’ve had no problems at all safe and easy to pay for...

I’ve had no problems at all safe and easy to pay for goods or send money to friends Reviewed on: 16th April 2026

I m enjoying it

Just startbusing it, its good that its hide my bank detail and one shop from payment to tracking the delivery Reviewed on: 16th April 2026

Very easy to apply for, quickly dealt with, very eff...

Very easy to apply for, quickly dealt with, very efficient and professional service Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.37 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48685 reviews
Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub