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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

I do everything through paypal Fantastic service , a...

I do everything through paypal Fantastic service , always there to help and advice Reviewed on: 5th July 2026

Fairy satisfied.

Fairy satisfied. With services provided over the years and th8nk there is room for improvement Reviewed on: 5th July 2026

I have always have good things to say about PayPal I...

I have always have good things to say about PayPal I don’t think I have ever had a problem using your site and services in all the years I have used PayPal for payment with most type of businesses due to PayPal’s good service and I know I’m in safe hands with a great customer service and helpful polite staff with any questions or concerns about payment or no show items thankfully this doesn’t happen very often. Your rates I would say are within the normal range for a credit card but it’s very handy to have incase of emergencies lack of funds but as long as you pay it off every month won’t cost you very much or nothing at all. But pay in 3 months at 0 percent interest I would say that it’s made many lives easier on expensive buys by spreading the payments over 3 months. I can’t be more honest about what I’ve said and that’s why I’m still with PayPal today and have no doubt that I will continue to use PayPal as I have always trusted the company the customer service for their help and understanding of any issues or problems that arise. I must say that the staff are very polite, helpful and they did a marvellous job and service Reviewed on: 5th July 2026

Always satisfy with the service

Always satisfy with the service,easy to acces the app, Reviewed on: 5th July 2026

Their services is straight forward and transparent.

Their services is straight forward and transparent. Reviewed on: 5th July 2026

Very good easy to use no ptoblems at all

Very good easy to use no ptoblems at all Reviewed on: 5th July 2026

Great experience with the team.

Great experience with the team. Excellent communication for information when needed Reviewed on: 5th July 2026

I’ve been using PayPal for years for everything from...

I’ve been using PayPal for years for everything from online shopping to sending money to family, and it remains my absolute go-to digital wallet. It just works, every single time. Reviewed on: 5th July 2026

Very worth it Supoort myself deaf

Very worth it Supoort myself deaf Reviewed on: 5th July 2026

Budget saver.

PayPal credit is a brilliant service when in times of need & want to spread out purchases Reviewed on: 5th July 2026

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