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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Always protected purchasing which is a great bonus

Always protected purchasing which is a great bonus Reviewed on: 5th July 2026

So I recommend to everyone

Very easy safe and fast payment, recommend to use for fast and safe transaction Reviewed on: 5th July 2026

Patchy service

It can be great. It’s hard to understand when refunds occur. There are times when there are unexpected charges. Reviewed on: 5th July 2026

An excellent service

Very good customer service and very reliable service. I like paying my bill with PayPal. Pay in 3 with no interest. Keep privacy. Reviewed on: 5th July 2026

Quick and easy.

Quick and easy. No complications. Reviewed on: 5th July 2026

Reliable finance.

I have been able to purchase products that I have needed but wasnt in a position to pay in full. Pay pal has given me reassurance that i can purchase these items at no extra cost and a stress free pay back system. Reviewed on: 5th July 2026

Paypal is amazing but sometimes it blocks 3 payments...

Paypal is amazing but sometimes it blocks 3 payments option which is y i prefer klarna Reviewed on: 5th July 2026

Easy to use reliable excellent I enjoy the four mont...

Easy to use reliable excellent I enjoy the four months no interest option. I didn't like your credit card as when I used you would take the amount I spent and take it straight from my bank account the same day so I didn't see any need for it. PayPal is my first choice when I'm buying online it's safe and trustworthy. Reviewed on: 5th July 2026

Hasslefree finance that’s easy to apply for.

I’ve never had an issue. The whole process was very easy with a quick decision. PayPal is trusted and known worldwide. It’s great to use as a backup when finances are a little low for those extra purchases. The payment system is really good giving you the option to pay back via direct debit or manually definitely value for money and hassle free Reviewed on: 5th July 2026

Easy straightforward, no hidden charges

Easy straightforward, no hidden charges Reviewed on: 5th July 2026

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