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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Easy to use through the SSO clicks which is apprecia...

Easy to use through the SSO clicks which is appreciated, can’t comment on customer service as I haven’t had to need it yet. No security issues or compromises so happy with that. Maybe only thing is more reward for using PayPal as bank transfers are equally as easy now. Reviewed on: 5th July 2026

I am using PayPal for many years and I am very satis...

I am using PayPal for many years and I am very satisfied with it's services. PayPal is very friendly helpful safe and easy to use . I can say Thank You PayPal for everything you do ! Reviewed on: 5th July 2026

PayPal is always secure to purchase online.

PayPal is always secure to purchase online. Any sort of PayPal dispute always handled professionally by PayPal Reviewed on: 5th July 2026

Not had a problem with Paypal.

Not had a problem with Paypal. Has been a secure method to pay retailers. Allows payment in installments. Cant think of anything else Reviewed on: 5th July 2026

Good old reliable

Always comes in handy when wanting to keep my card number private but still purchase things quickly and easily. Reviewed on: 5th July 2026

Very secure and reliable .

Very secure and reliable when ever i buy for my home stuff i pay through PayPal service and they are vey good Reviewed on: 5th July 2026

I use Paypal for most of my online business.

I use Paypal for most of my online business. Paypal is efficient with my online transactions. Thank you. 10/10 all the way. Reviewed on: 5th July 2026

I've been using PayPal for over 15 years, and it has...

I've been using PayPal for over 15 years, and it has been, by far, the best financial service I've ever used. PayPal Credit, in particular, has helped me on many occasions and has allowed me to manage my finances more effectively. It has genuinely been a valuable financial tool for me. Reviewed on: 5th July 2026

Flexibility and ease of use.

Flexibility and ease of use. Paypal is tailor made to suit my way of paying Reviewed on: 5th July 2026

Great great and only Great, I love it

Great great and only Great, I love it Reviewed on: 5th July 2026

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