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PayPal: PayPal Credit reviews

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4.90
Based on 103,153 reviews, last reviewed 10th May 2026
2413700% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to make any transaction concert tickets, r... Very easy to make any transaction concert tickets, restaurants, shopping just name it Reviewed on: 10th May 2026
Alvaro 's avatar
Alvaro

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103153)

I find PayPal easy to use.

5
I find PayPal easy to use. Pay in three is an excellent way of paying for more expensive items. Reviewed on: 16th April 2026
Janet H's avatar
Janet H

Very easy to use both commercially and between frien...

5
Very easy to use both commercially and between friends and family. Reviewed on: 16th April 2026
Rebecca A's avatar
Rebecca A

Very good and great customer Sevice all the time

5
Very good and great customer Sevice all the time Reviewed on: 16th April 2026
Dinesh Negi 's avatar
Dinesh Negi

Easy to use and make more expensive purchases easy t...

5
Easy to use and make more expensive purchases easy to achieve. Reviewed on: 16th April 2026
Clair K's avatar
Clair K

I’ve had no problems at all safe and easy to pay for...

5
I’ve had no problems at all safe and easy to pay for goods or send money to friends Reviewed on: 16th April 2026
Sharon's avatar
Sharon

I m enjoying it

5
Just startbusing it, its good that its hide my bank detail and one shop from payment to tracking the delivery Reviewed on: 16th April 2026
Fatima i's avatar
Fatima i

Very easy to apply for, quickly dealt with, very eff...

5
Very easy to apply for, quickly dealt with, very efficient and professional service Reviewed on: 16th April 2026
David M's avatar
David M

PayPal credit

5
PayPal credit can be used once approved on your phone and in shops. It is an easier way to manage your account/PayPal from the app. You also get to earn more points with PayPal than a regular account, Reviewed on: 16th April 2026
Eddie H's avatar
Eddie H

Have been using PayPal for 15years.

5
Have been using PayPal for 15years. It only gotten better over the years Reviewed on: 16th April 2026
Lazlo M's avatar
Lazlo M

A very useful facility

5
PayPal Credit has been very helpful in spreading the cost of a large purchase. Interest free with good communication from PayPal. Reviewed on: 16th April 2026
Col's avatar
Col

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