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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Don't have a bad thing to say about PayPal credit.

5
Don't have a bad thing to say about PayPal credit. The interest is low and it's a great back up to have if you need some funds for emergencies Reviewed on: 5th July 2026

I’m with PayPal many years and I allways was happy w...

5
I’m with PayPal many years and I allways was happy with the service Reviewed on: 5th July 2026

I have a lot of confidence when I make a payment wit...

5
I have a lot of confidence when I make a payment with PayPal because they have always given me support when and acted fairly I have had disputes. The various customer service agents I have spoken to have been knowledgeable, polite, listened to me, given me good advise and acted promptly. Reviewed on: 5th July 2026

Any problems are sorted fairly and within days

5
Any problems are sorted fairly and within days Reviewed on: 5th July 2026

Always safe

5
Use on a regular basis and always feel safe and protected Reviewed on: 5th July 2026

Feels safe to make payments using PayPal

5
Feels safe to make payments using PayPal Reviewed on: 5th July 2026

Perfect PayPal

5
It's just so easy to use and I can use on everything I want. Reviewed on: 5th July 2026

Would be lost without PayPal!

5
I use PayPal alot and have done for years. It's handy for buying online for birthdays and Christmas and pay in 3. Making things adorable in bitesize! Would be lost without it!!! Reviewed on: 5th July 2026

Safe and reliable payment method

5
Safe and reliable payment method Reviewed on: 5th July 2026

Never had any issues with PayPal.

5
Never had any issues with PayPal. Always smooth and easy Reviewed on: 4th July 2026

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