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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103211 reviews)

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4.90

Based on 103,211 reviews, last reviewed 10th May 2026

2416400% increase in 5 star reviews

in the past 90 days

7150% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Stress free payments, great credit options. Always stress free and easy to pay for items. Great knowing that if there are any problems with items I have purchased that the Resolution centre is ... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103211)

I've had a good experience so far, except for the on...

I've had a good experience so far, except for the one time that I got caught off in the middle of a chat by one of the representatives. I made a complaint about it, which was duly investigated and promptly sorted. I believe overall it was a transparent process. Kudos to that. Reviewed on: 16th April 2026

So easy to use and great benefits

So easy to use and great benefits Reviewed on: 16th April 2026

Easy and quick to use.

Easy and quick to use. Clear and concise recording to work out funds Reviewed on: 16th April 2026

I have been using PayPal now for a few years, and fi...

I have been using PayPal now for a few years, and find it quite easy to do, obviously I do try to keep on top of payments, but they are a business and I do find the interest is quite high, so I don’t use it as much as I would if interest lower or like other places you could get interest free for 12/18 months, I would be buying much more, Reviewed on: 16th April 2026

Good service and easy to yousing

Good service and easy to yousing Reviewed on: 16th April 2026

Been with them for years best credit company going

Been with them for years best credit company going Reviewed on: 16th April 2026

Nice option to pay without interest

Nice option to pay without interest Reviewed on: 16th April 2026

PayPal is amazing.

PayPal is amazing. been using it for years and years never had any problem , never changed only improved and got better Reviewed on: 16th April 2026

Convenient and easy to use

I’ve had a good experience with PayPal Credit so far. It’s easy to use, convenient for spreading payments, and integrates well with online shopping. The process is straightforward and helpful when managing larger purchases. Reviewed on: 16th April 2026

Provide best services overall

Provide best services overall, good pricing and value for money Reviewed on: 16th April 2026

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