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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Happy with PayPal

I use Paypal on a regular basis to pay for items outright, on credit or payment in 3. I find their credit terms very favourable, especially payment in 3 and having 4 months interest free for amounts over £100 - this is a very rare commodity and I really appreciate being able to budget to pay for larger cost items over 4 months. Thank you Paypal! :) Reviewed on: 4th July 2026

PayPal has good offers and is really great as you ca...

PayPal has good offers and is really great as you can use it in so many places! Also now with their credit card Reviewed on: 4th July 2026

Absolutely brilliant and so easy to manage

Absolutely brilliant and so easy to manage Reviewed on: 4th July 2026

I like being able to easily spread costs when purcha...

I like being able to easily spread costs when purchasing over £100 and the bonus points are great too. Getting the digital card and physical card was easy and used it abroad with no issue. Reviewed on: 4th July 2026

Absolutely fantastic!

Absolutely fantastic! Fast and useful! Reviewed on: 4th July 2026

Very flexible payment options .

Very flexible payment options .convenient way of shopping Reviewed on: 4th July 2026

Have nothing but positive experiences with paypal cr...

Have nothing but positive experiences with paypal credit so far. Being able to spread the cost of large purchases often on 0% offers is just excellent especially since you dont need to manage multiple credit accounts Reviewed on: 4th July 2026

Great Service

Always had great service. Never gad any issues and payment is flexible and convenient Reviewed on: 4th July 2026

It saved my life when I didn't have money its ruinin...

It saved my life when I didn't have money its ruining my life when I have money but not enough to pay it off Reviewed on: 4th July 2026

I have used PayPal for a long time now, joined 2003

I have used PayPal for a long time now, joined in 2003, and it has never let me down for paying items or transferring money, love it Reviewed on: 4th July 2026

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