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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

great financial solutions on one platform

great financial solutions on one platform Reviewed on: 4th July 2026

Just so easy to use, with flexible payments available.

Just so easy to use, with flexible payments available. Reviewed on: 4th July 2026

Never had issues.

Never had issues. Its nice to have options to pay straight away or over a longer period Reviewed on: 4th July 2026

Great for quick purchases and another stream of credit

Great for quick purchases and another stream of credit Reviewed on: 4th July 2026

Recommended for best rates and low interest charges

Recommended manage my finances well and the rates and low interest charges are the best in the market Reviewed on: 4th July 2026

customer service needs more training

Every time I need help from customer service they end up confusing with no solution to my issue. Reviewed on: 4th July 2026

Quick and easy to use.

Quick and easy to use. Nost convenient way to pay. Reviewed on: 4th July 2026

Can't make separate transfers.

Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Paypal brilliant

I have been a PayPal customer for a very long time, this is because they are a brilliant company if you ever need help they are there the service is second to none and one time I had an issue it was sorted in one quick call. Brilliant just brilliant Reviewed on: 4th July 2026

A life saving safety net.

A life saving safety net and an all round great service, it's really helped me lighten the load and ease the burden of unexpected expenses. Can't recommend enough!! Reviewed on: 4th July 2026

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