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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,329 reviews, last reviewed 10th May 2026
2421600% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The easiest interest free credit... Purchases with up to 24 months interest free credit is fantastic and not having to jump through a thousand hoops is brilliant. Reviewed on: 10th May 2026
Mike W's avatar
Mike W

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103329)

Only had an issue once.

4
Only had an issue once. It was sorted out immediately over the phone. The fault was with me. otherwise no problems and the good thing is if I see something I like PayPal is always there should I need it. Reviewed on: 16th April 2026
Terence R's avatar
Terence R

When I purchased an item which didn't arrive PayPal.

5
When I purchased an item which didn't arrive PayPal. Followed up and got me a refund. They are also great for the ways you can pay back for uour purchases Reviewed on: 16th April 2026
Nigel E's avatar
Nigel E

Easy and flexible.

5
Easy and flexible. Perfect for either paying in full or spreading the cost. Also feel my purchasing is protected with Paypal Reviewed on: 16th April 2026
Alison Wilson Was Dingley's avatar
Alison Wilson Was Dingley

Peace of mindmakes managing money much easier.

5
PayPal makes managing money much easier. Reviewed on: 16th April 2026
Pete's avatar
Pete

Secure and reliable

5
Been with PayPal for many years and it has always improved Reviewed on: 16th April 2026
Steven M's avatar
Steven M

Peace of mind

5
It's just their when needed...not fuss or frightened to use the money available. And no hidden charges just straight forward Reviewed on: 16th April 2026
Adrian 's avatar
Adrian

Easy to use.

5
Easy to use. Convenient. Amazing offers. Reviewed on: 16th April 2026
Lalit K's avatar
Lalit K

The most simplest and effective way in making purcha...

5
The most simplest and effective way in making purchases, also with the pay in three without interest. The app allows you to check recent activity, transactions and if there is an issue, complaints departments does a great job. Reviewed on: 16th April 2026
Haneen Farooq's avatar
Haneen Farooq

Very simple easy to use.

5
Very simple easy to use. Helpful when I had a payment issue. Very useful with PayPal credit and payin3 Reviewed on: 16th April 2026
Paul's avatar
Paul

Customer service excellence

5
Whenever I had an issue with orders or payments I just phoned up and spoke to a member of staff and they helped me resolve my problem and ensured I was happy with the outcome before the call was over. Reviewed on: 16th April 2026
Todd Hutcherson's avatar
Todd Hutcherson

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