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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

PayPal is the most efficient

PayPal is the most efficient way to send money. I have a sister in Canada and she gets the money within minutes Reviewed on: 4th July 2026

Secure amd easy to use

Secure amd easy to use . Ability to use several funding sources and invaluable Reviewed on: 4th July 2026

It’s so useful and easy to use I would recommend try...

It’s so useful and easy to use I would recommend trying it out I’ve had it for some time now also has a helpful team Reviewed on: 4th July 2026

A long term user

I am PayPal user for about 20 years now, I am happy with the evolution of the service Reviewed on: 4th July 2026

I use paypal regularly and have finance with them.

I use paypal regularly and have finance with them. They have always been very easy to work with Reviewed on: 4th July 2026

PayPal Credit has been really easy to use and...

PayPal Credit has been really easy to use and convenient for spreading the cost of purchases. The application process was straightforward, payments are simple to manage through the app, and having the option to pay over time has been really helpful. Overall, I’ve had a great experience and would recommend it. Reviewed on: 4th July 2026

The interest rate is a bit steep.

The interest rate is a bit steep. Reviewed on: 4th July 2026

Payments are secure...

When udi g oayosl to pay for products I feel they are secure, any problems they can trace it back Reviewed on: 4th July 2026

I have never had any bad experiance p/p credit

I have never had any bad experiance p/p credit ,i use it a lot as a prefered payment method Reviewed on: 4th July 2026

Versatile PayPal.

I've never had an issue with PayPal. It is very versatile and now with the addition of the PayPal credit cards and more payment options and rewards. Reviewed on: 4th July 2026

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