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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103417 reviews)

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4.90

Based on 103,417 reviews, last reviewed 10th May 2026

2425800% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing! Amazing! Always been a user for the quick transactions. Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103417)

PayPal is there when you need it.

PayPal is there when you need it. Excellent service. easy to use. Highly recommend. Reviewed on: 16th April 2026

I use it for years now, and never had any problems.

I use it for years now, and never had any problems. Even when I had to raise complaints because of some fraud attempt it was sorted promptly. So no complaints here! Reviewed on: 16th April 2026

Great platform to manage your finances without stress

It is easy to manage. Plenty of time for repayment (4 months or 3 months without interest). Easier to get refund in case of disputes. Reviewed on: 16th April 2026

An easy to used system that benefits you on every tr...

An easy to used system that benefits you on every transaction or online purchase. The points soon add up to use against future purchases. A great idea . Reviewed on: 16th April 2026

Love how easy quick & hassle free it is.

Love how easy quick & hassle free it is. Reviewed on: 16th April 2026

Very useful

PayPal credit is very useful and also the pay in 3 Reviewed on: 16th April 2026

Easy to use the app and points winning debit card...

Easy to use the app and points winning debit card Reviewed on: 16th April 2026

Love PayPal so easy to use excellent service never h...

Love PayPal so easy to use excellent service never had to complain would use even more if they had a plastic credit card i.e ocean,aqua Reviewed on: 16th April 2026

PayPal has your back if things go wrong!

Have used PayPal for many years and on the occasions where the seller has not been legitimate, it has been easy to get the money refunded, something which is not the case with the banks. I now use PayPal cards for every purchase as it gives me the knowledge that if anything goes wrong then PayPal has my back! Reviewed on: 16th April 2026

its is a great service, efficient and easily accessi...

its is a great service, efficient and easily accessible Reviewed on: 16th April 2026

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