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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

PayPal it’s really easy to use you can transfer mone...

5
PayPal it’s really easy to use you can transfer money internationally and PayPal credit it’s a life game changer helps you with all your instagrams spreading the costs monthly. So it just makes your life easier by providing you a PayPal physical credit card. Reviewed on: 4th July 2026

Great site.

5
Always easy to use, and great customer service if you have a problem Reviewed on: 4th July 2026

I do like the reassurance of using PayPal and pay in...

5
I do like the reassurance of using PayPal and pay in 3 when its a bigger purchase is very helpful and no interest just brilliant. Reviewed on: 4th July 2026

Very good and clear payment instructions

5
Very good and clear payment instructions Reviewed on: 4th July 2026

wonderful to make flexi-pay with No interest

5
wonderful to make flexi-pay with No interest Reviewed on: 4th July 2026

I Have used Paypal Credit to pay for multiple holida...

5
I Have used Paypal Credit to pay for multiple holidays over the last ciuple of years and its been fantastic. 0% interest if i pay it off within 4 months has made going away so much more affordable for me. Absolutely love the options i have by using paypal credit. Reviewed on: 4th July 2026

Paypay is very easy to use and convenient.

5
Paypay is very easy to use and convenient. It is also safe when shopping online. As when the transaction failed from the seller. The Paypal help to sort things out. Reviewed on: 4th July 2026

Great service with nice finance offers and features.

5
Great service with nice finance offers and features. Reviewed on: 4th July 2026

Prompt customer service.

5
Prompt customer service. All enquiries or queries have always being dealt with professionally without a doubt. Reviewed on: 4th July 2026

Great Product

5
Easy to use and great service. Used paypal for 10+ years. Recommended. Reviewed on: 4th July 2026

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