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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Can rely on paypal

Been using PayPal for 20 years and it's brilliant Reviewed on: 4th July 2026

Great service

Great service always prompt at helping out Reviewed on: 4th July 2026

Great experience

Very good, easy to use app, would reccomend to family and friend. Gives me confidence when using the app and makes life a little easier, especially the pay in 3 options Reviewed on: 4th July 2026

Easy to use

I am happy doing shopping with them Reviewed on: 4th July 2026

Reliable, Secure, and Easy to Use

My experience with PayPal has been very positive. It has consistently provided a fast, secure, and convenient way to send and receive payments, whether for personal or business use. The platform is easy to navigate, transactions are processed efficiently, and I appreciate the added security when shopping online. Customer support has also been helpful whenever I needed assistance. Overall, PayPal has earned my trust over the years, and I would confidently recommend it to anyone looking for a reliable online payment service. Reviewed on: 4th July 2026

Great! Pay-pal has always been there when I needed it.

Great! Pay-pal has always been there when I needed it. Reviewed on: 4th July 2026

The safest way to pay for everything.

The safest way to pay for everything. PayPal will always protect you! Reviewed on: 4th July 2026

Flexible credit

Easy to use and great financial options Reviewed on: 4th July 2026

I have had a PayPal account since 2010.

I have had a PayPal account since 2010. Its security and protection have improved over time, even though it was very secure from the beginning. It makes transactions easy and secure. I am also using the benefits of PayPal Credit with low interest rates. Reviewed on: 4th July 2026

Fast and easy to use, instant results very flexible

Fast and easy to use, instant results very flexible Reviewed on: 4th July 2026

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