Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

good and safe

easy to use and safe to use...................................................... Reviewed on: 4th July 2026

Had to make some unexpected payments at short notice...

Had to make some unexpected payments at short notice and PayPal credit was ideal Reviewed on: 4th July 2026

Easy to manage through the app.

Easy application process and easy to manage and monitor through the app. Reviewed on: 4th July 2026

very helpful and good payment options

very helpful and good payment options Reviewed on: 4th July 2026

Easy, comfortable and safe

Easy, comfortable and safe. I recommend for everyone. Reviewed on: 4th July 2026

Easy to use PayPal

Easy to use. Helps spread big payments out. Reviewed on: 4th July 2026

Excellent service always polite.

Excellent service always polite. Reviewed on: 4th July 2026

Safe, easy to use with excellent service

I've used paypal for many years now. I've used it to make big purchases to pay in 3 and intrest free 4 months. I have never had any issues and have always felt safe. I've had security alerts with people trying to access my account in the past and paypal are always quick to flag and helpful with securing my account. I'm very happy with the service. Reviewed on: 4th July 2026

Will always use!

Easy to manage and great help when needed Reviewed on: 4th July 2026

Always helpful when I have an issue with a purchase...

Always helpful when I have an issue with a purchase Reviewed on: 4th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub