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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,545 reviews, last reviewed 10th May 2026
2431750% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and secure. Easy and secure. Pay in three is extremely helpful when you need it Reviewed on: 10th May 2026
Iajaz A's avatar
Iajaz A

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103545)

Simplicity

5
Easy to navigate and customer service is very helpful Reviewed on: 16th April 2026
Vuyani 's avatar
Vuyani

Perfectly easy to control

5
Easy and quick to pay for goods , if any problems fast and fair to sort out. Easy to track payments and balances on the app Reviewed on: 16th April 2026
Margaret M's avatar
Margaret M

Had been using Paypal for quiet few years now and ha...

5
Had been using Paypal for quiet few years now and had a really good experience with it. Customer service had been really good aswell all in all a good thing to have. Reviewed on: 16th April 2026
Tarun G's avatar
Tarun G

Seamless integration and great for spreading costs.

5
I’ve been using PayPal Credit for a while now and find it incredibly convenient for larger purchases. The 4-month 0% interest offer on purchases over £99 is a standout feature that helps with budgeting. The integration at checkout is seamless, and managing payments through the existing PayPal app is straightforward. Reviewed on: 16th April 2026
Ellis's avatar
Ellis

Second to none.

5
Second to none. Transactions simple and smooth. Reviewed on: 16th April 2026
MR P's avatar
MR P

I like paypal credit and security guarantee

5
I like paypal credit and security guarantee Reviewed on: 16th April 2026
MISS A's avatar
MISS A

PayPal all the way

5
Never had any issues with PayPal, the odd occasion I have had an issue and opened a case with the 3 party. PayPal has resolved the problem in a timely manner. Reviewed on: 16th April 2026
Sarge's avatar
Sarge

Excellent service, I have used them for years.

5
Excellent service, I have used them for years. Reviewed on: 16th April 2026
Mark C's avatar
Mark C

PayPal have provided me with great flexible options...

4
PayPal have provided me with great flexible options for my purchases Reviewed on: 16th April 2026
James W's avatar
James W

The best by way far

5
I’ve been using PayPal Credit for a while now and honestly it’s been one of the easiest and most convenient ways to manage purchases. The application process was quick and straightforward, and everything is clearly laid out so you know exactly where you stand. I really like the flexibility it gives, especially being able to spread the cost when needed without any hassle. The app and online account are simple to use, payments are easy to make, and I’ve never had any issues with transactions. Customer service has also been helpful whenever I’ve needed support, which makes a big difference. Overall, it’s a reliable and stress-free way to handle payments, and I’d definitely recommend it to others. Reviewed on: 16th April 2026
Hayley J's avatar
Hayley J

Review PayPal: PayPal Credit now

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