Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

Everything is more than ok with Paypal

Everything is more than ok with Paypal Reviewed on: 4th July 2026

anytime i have had problems like not receiving goods...

anytime i have had problems like not receiving goods and i have contacted PayPal they have always resolved the problem in good time. Reviewed on: 4th July 2026

Good, but kind of confusing

Good, but kind of confusing. I’ve been charged for a fee, but it was in a direct debit Reviewed on: 4th July 2026

Great service good information and helpful

Great service good information keeping me on top of my spending Reviewed on: 4th July 2026

PayPal gives me peace of mind

I like to use PayPal safe and the knowledge that if there is a dispute it will be sorted in a timely manner. PayPal allows me peace of mind.! Reviewed on: 4th July 2026

Used for almost 20 used, never a problem

Used for almost 20 used, never a problem Reviewed on: 4th July 2026

Easy to use and useful to have.

Easy to use and useful to have. PayPal is a very trusted service. Reviewed on: 4th July 2026

I could afford a holiday

I could afford a holiday for me and my son when I had cancer because of this. Important memories that we both needed at that time Reviewed on: 4th July 2026

Very easy dealing and controlling money out money in...

Very easy dealing and controlling money out money in borrowing not complicated Reviewed on: 4th July 2026

Bedt customer service ive ever had

Any time ive issues with payments paypal has always made me feel that i was safe and my money was safe. I felt i had someone on my side Reviewed on: 4th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub