Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,621 reviews, last reviewed 10th May 2026
2435350% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great, I love being able to buy now and pa... PayPal is great, I love being able to buy now and pay later Reviewed on: 10th May 2026
Ali's avatar
Ali

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103622)

Great for purchasing online products.

5
Great for purchasing online products. Returns policy fast and straight forward if needed to use. All in all great for using as it gives 4 month interest free option on larger payments. Reviewed on: 16th April 2026

Sadino59

5
PayPal is a good company for borrowers Reviewed on: 16th April 2026

I think paypal an exellent way for everyday useage

5
I think paypal an exellent way for everyday useage Reviewed on: 16th April 2026

Love PayPal credit so easy I can log in see what I o...

5
Love PayPal credit so easy I can log in see what I owe make easy payments. Contactless payments easy online payments easy .. what more can I say! Reviewed on: 16th April 2026

Helps with maintaining a healthy balance between you...

4
Helps with maintaining a healthy balance between your money and lifestyle Reviewed on: 16th April 2026

It’s so good I got best credit limit and it’s allows...

5
It’s so good I got best credit limit and it’s allows me to do shopping Reviewed on: 16th April 2026

PayPal is the best service

5
PayPal gives an excellent service, and if there are any queries or problems they are resolved quickly and efficiently. I love and continue to use PayPal. Reviewed on: 16th April 2026

Seemless check out and very easy to navigate app, ab...

5
Seemless check out and very easy to navigate app, ability to access pay instalments and credits at check out makes it so easy fall in love with the paypal Reviewed on: 16th April 2026

A great experience, the service is awesome!

5
A great experience, the service is awesome! Reviewed on: 16th April 2026

PayPal are one of the best ways of paying or receivi...

5
PayPal are one of the best ways of paying or receiving goods online, they offer a level of security not seen by many other ways of paying for your goods online or in person. I use PayPal for making the vast majority of my transactions online and would highly recommend them to anyone looking for a way of making secure online purchases. Reviewed on: 16th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review