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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Not sure yet

Had problems with transaction but no help Reviewed on: 4th July 2026

Brilliant service.

Brilliant service. Paypal has been able to allow me to pay for things that I wouldn't normally be able to do. I can use the Credit account to purchase and have offers with interest free months etc. This has been a great help to me - especially as my credit account is not that good. Reviewed on: 4th July 2026

PayPal helps, me afford equipment I need at a very a...

PayPal helps, me afford equipment I need at a very affordable, for me, payback time and ammount Reviewed on: 4th July 2026

Glad to use PayPal

Never had any trouble I am glad to use paypal Reviewed on: 4th July 2026

Customer Service is excellent! ...

If I have had to speak to anyone in Customer Service- they are always helpful, friendly and polite. Nothing is too much trouble and everything is explained fully and in an easy to understand manner. Reviewed on: 4th July 2026

I have had good experiences with PayPal credit.

I have had good experiences with PayPal credit. It is very easy to use. Reviewed on: 4th July 2026

It’s been good untill my account got deactivated for...

It’s been good untill my account got deactivated for no reason Reviewed on: 4th July 2026

got interest free credit for my holiday

got interest free credit for my holiday Reviewed on: 4th July 2026

Iwanna pay with my phone instead with cash

Iwanna pay with my phone instead with cash Reviewed on: 4th July 2026

PayPal. Safe and secure

Fast and easy safe checkout, never had any issues using and trusting PayPal. Now I have a physical card for credit and debit I feel more in control as I can use this in the high street, knowing PayPal is managing the transaction Reviewed on: 4th July 2026

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