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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,664 reviews, last reviewed 10th May 2026
2437350% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very responsive and reminding. Very responsive and reminding. PayPal credit allows u spread all of your payments into plans that suits your style of transactions. Reviewed on: 10th May 2026
Sev's avatar
Sev

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103664)

Easy to use and track, I like that you can schedule...

5
Easy to use and track, I like that you can schedule payments months in advance Reviewed on: 16th April 2026
Ddtf's avatar
Ddtf

Simple process with good payment options

5
Simple process with good payment options Reviewed on: 16th April 2026
John H's avatar
John H

I always use PayPal when shopping on line if available.

5
I always use PayPal when shopping on line if available. It gives me peace of mind and removes the dangers of scamming. I also use it to transfer money to friends and family. It is quick and easy to use. The only improvement I could suggest is more information on my bank statement so it is easier to tie up. It only provides the PayPal reference and not the party paid Reviewed on: 16th April 2026
Amanda 's avatar
Amanda

PayPal is excellent

5
Very good easy to use and helps if you can't pay for purchases straight away and need to make monthly payments and even offers interest free payments. Reviewed on: 16th April 2026
Asif P's avatar
Asif P

An easy form of payment, handy and good options for...

5
An easy form of payment, handy and good options for repayment with no penalties for paying back early Reviewed on: 16th April 2026
andrew s's avatar
andrew s

Very convenient and safe to use, using PayPal is alw...

5
Very convenient and safe to use, using PayPal is always a must for me. Reviewed on: 16th April 2026
Muhibur S's avatar
Muhibur S

Always had excellent service from Paypal and any iss...

5
Always had excellent service from Paypal and any issues have been dealt with promptly and efficiently Reviewed on: 16th April 2026
Clo t's avatar
Clo t

easy to use in online purchases.

5
easy to use in online purchases. I get 0% interest on purchase of £99 or more if i pay it off within 4 months. I also have the option to pay any of your purchases in 3 instalments without interest. So you can manage your monthly payment easily. Paypal is always my “go to” payment in any of my online purchases. I find that I don’t pay too much interest or none at all when i use it. Reviewed on: 16th April 2026
Mira M's avatar
Mira M

I like the 0% interest for 4 months

5
I like the 0% interest for 4 months Reviewed on: 16th April 2026
Allison G's avatar
Allison G

Nanny mo

5
PayPal our quick at solving issues with goods not received and there's always no hassle good credit and always ways to pay with no interest Reviewed on: 16th April 2026
Maureen Allison's avatar
Maureen Allison

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