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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,133 reviews, last reviewed 24th Aug 2026

3% increase in 5 star reviews

in the past 90 days

15% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier I use PayPal credit as my extra cash for bigger purchases, so that my monthly liquidity and other payments are not affected. It's very straightforward... Read more Reviewed on: 24th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Excellent service and very useful thankyou

Excellent service and very useful thankyou Reviewed on: 4th July 2026

helps me budget..

Linking my current account to paypal helps me budget, if i have a problem with a purchase, the deal with the issue and help refund the cost. Im confident they will assist me when i need it. I also like the large expenses being split in 3 payments, if i need this it helps me budget and the paypal plus it a way of making money back as a type of loyalty scheme. I trust paypal. Thankyou Reviewed on: 4th July 2026

Learn from PayPal

Easy to use, flexible and customer friendly. Only ever had one issue and it was fixed in twenty minutes Reviewed on: 4th July 2026

PayPal Plus, together with 0% interest for four mont...

PayPal Plus, together with 0% interest for four months makes my PayPal credit card better value than my other credit cards. Reviewed on: 4th July 2026

PayPal Thoughts

I absolutely have never had a problem with PayPal, everything is so easy and professional, if I need any help it’s always there. Reviewed on: 4th July 2026

So easy to purchase with paypal.

So easy to purchase with paypal.Service is excellent safe and secure Reviewed on: 4th July 2026

I like shopping with PayPal it's fast and quick and...

I like shopping with PayPal it's fast and quick and saf Reviewed on: 4th July 2026

A Safe, Reliable Way to Pay Online

I’ve used PayPal for years, and it continues to be one of the safest and most trustworthy ways to pay online. Every transaction feels protected, and I always know my details are secure. I appreciate how simple it is to buy from any website without sharing my card information directly. PayPal gives me real peace of mind, and I feel confident using it for everything from everyday purchases to digital products. Many Regards Alan Skinner Reviewed on: 4th July 2026

Easy to use and very trusted fir payment

Easy to use and very trusted fir payment Reviewed on: 4th July 2026

Really easy to use and helpful for big purchases, he...

Really easy to use and helpful for big purchases, helping you to spread the cost. Reviewed on: 4th July 2026

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