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PayPal: PayPal Credit reviews

4.73
Based on 181,132 reviews, last reviewed 23rd Aug 2026
4% increase in 5 star reviews
in the past 90 days
18% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026
Candy's avatar
Candy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181132)

I use Paypal any time possible

5
I use Paypal any time it is possible. It offers pay in 3 and credit payment which I find very helpful. I am really pleased with the service. Also I feel it adds extra layer of security. I have been using it for years! Reviewed on: 4th July 2026

Great app

5
Great app and easy to access. Brilliant rewards Reviewed on: 4th July 2026

Very happy, excellent service, what else can i say

5
Very happy, excellent service, what else can i say Reviewed on: 4th July 2026

Fast and efficient

5
Fast and efficient. Every transaction has been clear and easy Reviewed on: 4th July 2026

good for use

5
good for use, there when needed. highly recommend Reviewed on: 4th July 2026

Easy to apply for.

5
Easy to apply for.. excellent service and safe to use when ordering online, or paying a friend or family member would highly recommend Reviewed on: 4th July 2026

Trusted site!

5
I line pay in 30 days and pay in 3 options, PayPal is a trusted name so you can do this with ease Reviewed on: 4th July 2026

Just straight forward and easy app keeps you in cont...

4
Just straight forward and easy app keeps you in control Reviewed on: 4th July 2026

Very good, but do not recall payment reminder and t...

4
Very good, but do not recall payment reminder and then had late payment charge Reviewed on: 4th July 2026

Amazing service, super flexible and I can spend in m...

5
Amazing service, super flexible and I can spend in most UK outlets Reviewed on: 4th July 2026

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