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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

Great for budget decisions

Always a great way to make sensible budget decisions Reviewed on: 4th July 2026

Seamless purchase from start to finish

I recently purchased a new Dell 16 laptop from Dell, and the entire experience was flawless. Choosing the right spec on Dell's website was incredibly straightforward. What truly made this purchase perfect for my budget was the option to use PayPal Credit. Being able to split the cost over 24 months with clear, manageable terms gave me the financial flexibility to get the exact performance upgrade I needed without a massive upfront cost. The checkout integration was instant and secure. The laptop arrived quickly, safely packaged, and has been performing brilliantly for my daily tasks. I highly recommend both Dell for their quality tech and PayPal Credit for making premium devices genuinely accessible! Reviewed on: 4th July 2026

Easy to use and helpful.

Easy to use and helpful. Notifications of pay in 3 are always helpful as a reminder. Not had any issues with PayPal. Reviewed on: 4th July 2026

Good customer service and excellent delivery service

Good customer service and delivery service Reviewed on: 4th July 2026

Excellent

I have been using it over 5 years and its Simply Excellent. Reviewed on: 4th July 2026

secure payment method and very fast

secure payment method and very fast Reviewed on: 4th July 2026

Loyal customer

Used PayPal for years, always email with updates of money advice which is very helpful. Reviewed on: 4th July 2026

Wide range of retailers use PayPal

Wide range of retailers use PayPal making the things you want so much easier to purchase. Reviewed on: 4th July 2026

Excellent service.

Excellent service. confusing information at times. Reviewed on: 4th July 2026

Available when I need to tie me over when things get...

Available when I need to tie me over when things get on top off me , I know you are there Reviewed on: 4th July 2026

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