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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181133 reviews)

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4.73

Based on 181,132 reviews, last reviewed 23rd Aug 2026

4% increase in 5 star reviews

in the past 90 days

18% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comes in handy when needed easy to use and understand Comes in handy when needed easy to use and understand Reviewed on: 23rd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181133)

I am sooooo happy to use PayPal; it reduces stress,...

I am sooooo happy to use PayPal; it reduces stress, especially when you have 4 months of interest-free installments. I wish they could change it to 6 months interest-free, like some other retailers do. Reviewed on: 4th July 2026

deposits for holidays more than 180 days away

More information about buying protection Reviewed on: 4th July 2026

Have found pay pal craclet especially useful for onl...

Have found pay pal craclet especially useful for online payments and subscriptions Reviewed on: 4th July 2026

It made my life a lot more easier wallahi.

I’ve enjoyed using this app so far. It’s easy to use, and tracking my steps has motivated me to be more active every day. Earning rewards is fun, and everything has been smooth up to this point. I haven’t redeemed a reward yet, but I’m looking forward to seeing how the payout process goes. Overall, it’s been a positive experience, and I hope the app continues to improve. Reviewed on: 4th July 2026

Convenient, easy, and simple.

Convenient, easy, and simple……….. Reviewed on: 4th July 2026

Help and secure

I have found PayPal extremely helpful in resolving disputes in more than 1 occasion over the years Reviewed on: 4th July 2026

It’s very reliable, quick and intuitive to understan...

It’s very reliable, quick and intuitive to understand and use. Reviewed on: 4th July 2026

Offering accessibility

PayPal credit has allowed me to access purchases that would have previously been out of reach. As a disabled person budgeting is extremely difficult as lifelong conditions can be unpredictable. With PayPal credit expensive items have become accessible. Reviewed on: 4th July 2026

Easy way to pay .

Easy way to pay . Straightforward and I know where im at. Reviewed on: 4th July 2026

Good service

I find PayPal a safe and secure mode of payment the only thing that’s not clear is how to select individual pay in 3 months interest free to prevent interest Reviewed on: 4th July 2026

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