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PayPal: PayPal Credit reviews

4.90
Based on 104,504 reviews, last reviewed 11th May 2026
2476100% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Piece of mind I've been using PayPal for quite a few years, it's so easy to use, and gives me piece of mind when buying on line Reviewed on: 11th May 2026
MRS L's avatar
MRS L

Latest lowest rating:

2

Payments and complaint issues I am not able to make payments when I am not in the UK. Also, I had to report the same issue more than 4 times before it was resolved. Reviewed on: 11th May 2026
Cindy's avatar
Cindy

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104503)

Trusted, prompt and timely service

5
Since I started using PayPal, I have had nothing to worry about regarding my transactions and only payments, I had a concern once with a vendor and PayPal intervened never had to loose any of my money. Their service was timely and prompt. Reviewed on: 16th April 2026

Very simple and no hidden costs.

5
Very simple and no hidden costs. Very honest, upfront and easy Reviewed on: 16th April 2026

Brilliant easy to use and pay .

5
Brilliant easy to use and pay .well done PayPal Reviewed on: 16th April 2026

I been always resive good servise from paypall any i...

5
I been always resive good servise from paypall any issue alwey resive help Reviewed on: 16th April 2026

always use, save entering bank details etc, feels sa...

5
always use, save entering bank details etc, feels saver and easier Reviewed on: 16th April 2026

Paypal has the best method of payment.

5
Paypal has the best method of payment. Reviewed on: 16th April 2026

Paypal is best credit company from all over finance...

5
Paypal is best credit company from all over finance companies there. No hassle no issues, quick transaction and money on the go. Return system is amazing. Would defenitely suggest to everyone Reviewed on: 16th April 2026

Paypal credit was easy to apply for in order to spre...

5
Paypal credit was easy to apply for in order to spread payments interest free. Setting up a direct debit was simplicity itself and ensured minimum payment amount was never missed Reviewed on: 16th April 2026

Great experience Very trustworthy

5
Great experience Very trustworthy Reviewed on: 16th April 2026

Smart app & easy to use

5
Great app and service. Easy to use & safe. Reviewed on: 16th April 2026

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